Welcome to Episode #114 of the Real Estate Redefined Video Series.  In this episode, Dan Forsman highlights a unique opportunity for clients, associates and employees to achieve exceptional financial returns!  For our associates, please register on PROPEL or with your local office staff for the upcoming Best Year Ever Business Planning event with Coach Jeff Mays on Tuesday, November 5th or Wednesday, November 6th.  Coach Jeff will share the latest ideas to help develop your strategy and plan for 2020. You do not want to miss this!  Watch the video for more details!     — Transcript — The stock market is approaching all-time highs again with growing fears of a correction.  Interest rates on money in the bank are lower than any point in our lifetimes.  So where can you make a decent return on your money?  Well, what if I told you that I knew the secret to getting 35-55% annual “cash on cash” returns on your money?  Interested?  Watch the rest of this video to learn how! Roll intro I am Dan Forsman and welcome to Real Estate Redefined. October is almost finished and we now have 9 weeks left in the year.  There is still time to finish strong so I encourage you to make every day count.  Our next MEGA open house event is November 17th and we are expecting record turnouts!  Now is the time to begin your pre-event marketing to the local community.  Our MEGA open house marketing is the key to attracting more buyers for our listings… and the difference between a MEGA event and just an open house. This is also the time of year where we take time to work on our business strategy for next year.  Coach Jeff Mays from the Tom Ferry organization will be here next week for 2 “Best Year Ever” business planning sessions.  Coach Jeff will be sharing the latest ideas to make 2020 your Best Year Ever.  The first event will be Tuesday, November 4th at the Crown Plaza in Peachtree City from 9:30am to 1pm.  The second event will be Wednesday, November 5th at the Crown Plaza Ravinia in Dunwoody from 9:30 to 1.  These classes are approved for 3 hours of CE credit.  Please register on PROPEL or with your local office staff. In my opening comments today, I highlighted an opportunity to generate 35-55% cash on cash returns.  So what is that secret investment opportunity?  The answer is obvious – real estate.  According to a recent Gallup survey, real estate is America’s best choice for long term investment. In particular, we see a great opportunity for investing in single family rental properties.  There are also great options for duplexes, quadriplexes and a range of commercial investments. Consider these facts.  The Mayors Council predicts that population growth for our metro area will grow by 2.8 million people by 2046.  The Atlanta Regional Commission forecasts that employment will grow above the national average and will almost double in the next 20 years.  This means that buyer demand for housing will remain strong for the foreseeable future.  As we already know, the supply of entry level homes is critically low and most first-time buyers are delaying their home purchases and renting.  The demand for rental properties will remain strong.  New home builders cannot create more affordable inventory fast enough so we expect this supply and demand gap to continue. Now. Let’s look at financing.  The average mortgage rate is past decades was over 8%.  Today, we are still seeing mortgage rates in the mid to high 3% range.  Historically speaking, this is an unprecedented time where we see strong demand and very low financing options. Let me show you an example.  Let’s say you purchased a rental property for $300,000 and put $50,000 down.  Your loan amount would be $250,000.  Let’s assume a conservative 3% annual rate of appreciation.  If your loan was 15 years and you help the property for 15 years, your appreciation would be $167,390.  YOUR TENANTS – not you, would also have paid down your entire loan amount, so add another $250,000.  For a $50,