The average American has 3.84 credit cards and dines out 4.2 times weekly. So, how do those two facts impact business owners? Across the country, businesses have varying practices to limit the negative effects of credit card surcharges on their bottom line. Nikos, Liz, and Peter are discussing cash discounts and credit card surcharges and answering questions, including:

•  Are people more inclined to spend more when they're paying with a card vs. cash?
• How much does the average business owner payout in credit card fees?
• Is it better to incorporate your credit card fees into menu prices or add them to the final total?
• What are the benefits of using a credit card as a consumer?