This blog post: https://retiredguyusa.com/social-security-2100-act/ LINK: https://larson.house.gov/sites/larson.house.gov/files/Social%20Security%202100%20-%20One%20Pager%20116th.pdf (the Act described)Benefit

2018-19 Flu Season and Prevention

Feb 18th, 2019 6m 9s

This blog post: https://retiredguyusa.com/2018-19-flu-season-prevention/ LINK: https://www.cdc.gov/flu/weekly/usmap.htm During the 1918 epidemic, the flu infected nearly a half billion people and 50 to 100 million died world-wide. My dad show

13 Ways to Save Money Valentine's Day 2019

Feb 11th, 2019 12m 53s

This blog post: https://retiredguyusa.com/13-ways-save-money-valentines-day/Valentine's Day can get expensive. However, there are ways you can keep the craziness down and avoid the over-the-top spending habits of so many people. This podcasts

Best Money Advice for our Children

Feb 7th, 2019 15m 4s

This blog post: https://retiredguyusa.com/best-money-advice-children/ Here is my best money advice for young adults (or even teens)! This is based on what I think works (and does not) looking back on my long life. Financial advice tends to

Tax Reform and Your 2018 and 2019 Taxes

Feb 6th, 2019 15m 17s

This blog post: https://retiredguyusa.com/year-end-tax-changes-know-2018/There are quite a few 2018 tax changes you should be ready for at the end of the year. You should know about how the recent far-reaching tax reform might affect you. Mayb

How Long to Keep Tax Records

Feb 5th, 2019 13m 2s

This blog post: https://retiredguyusa.com/how-long-keep-tax-records/ This post will tell you how long you should keep tax records. I tried to keep this as simple as possible as there are always exceptions to general rules.Consult your tax adv

How to Invest in a Bear Market

Feb 4th, 2019 10m 15s

This blog post: https://retiredguyusa.com/how-invest-bear-market/ I have lived through booms and busts, bear markets, and the odd market crash or two. Along the way, I picked up a few things which will do investors some good maybe. I say ‘may

Social Media Scams on Seniors

Feb 3rd, 2019 8m

This blog post: https://retiredguyusa.com/social-media-scams-seniors/The Internet is full of social media scams trying to separate seniors from their money. Seniors are more susceptible than other demographics. But they target old and young

How to Fight Online Scams

Feb 2nd, 2019 7m 9s

This blog post: https://retiredguyusa.com/fight-online-scams/ We expend energy and resources trying to fight online scams. It’s hard to keep up with the creativity employed by internet criminals. But we seem always to be just one step behind t

Four More Phone Scams On Retirees!

Feb 1st, 2019 9m

This blog post: https://retiredguyusa.com/four-phone-scams-retirees/Here are four more ways phone scammers are ripping off retired folks! The phone scam is so ubiquitous today we are almost used to it. I didn’t realize how pervasive the p

Phone Scams Target the Elderly!

Jan 31st, 2019 7m 3s

This blog post: https://retiredguyusa.com/phone-scams-target-elderly/ KInds of phone fraud to look out for: utility scam, health care scams, jury duty scams, and more!. USEFUL LINKS:Remember that phone scams are evolving constantly and

Looking at Medicare Open Enrollment

Jan 30th, 2019 13m 12s

This blog post: https://retiredguyusa.com/medicare-open-enrollment-2019/ This podcast provides a brief summary of the choices surrounding Medicare. The program is so VASTLY COMPLICATED that you need something to guide you. I tried to keep it

Internet Fraudsters and Criminals Are After You

Jan 29th, 2019 6m 32s

This blog post: https://retiredguyusa.com/beware-internet-fraud/ I record a typical encounter with an internet fraudster in this podcast! While most of us see through this, there the vulnerable individuals such as loners, social recluses, an

Considering a Credit Freeze

Jan 28th, 2019 8m 13s

This blog post: https://retiredguyusa.com/credit-freeze-equifax/ In 2015, someone hacked the personnel records and security clearance files of current and former U. S. Government employees and family members. I was one of those federal emplo

Set Up Your Online Social Security Account

Jan 27th, 2019 9m 3s

This blog post: https://retiredguyusa.com/online-social-security-account/ You should create an online Social Security account. With that online account, you can access ‘Your Social Security Statement’. You may also get the same from you

More Market Noise for You to Ignore

Jan 26th, 2019 6m 6s

This blog post: https://retiredguyusa.com/market-noise-ignore/ "It’s different this time." "Sell on strength." "The market is forming a base."Market celebrities express opinions or recommendations that constitute unceasing market noi

Financial First Aid After Disaster

Jan 25th, 2019 6m 45s

This blog post: https://retiredguyusa.com/financial-first-aid-disaster/ There are other kinds of disasters besides a hurricane, flood or tornado! These include military conflict, electromagnetic pulse, biological warfare, communicable diseas

Silly Market Talk to Ignore

Jan 24th, 2019 4m 58s

This blog post: https://retiredguyusa.com/silly-market-talk-ignore/ The television, radio and print media are full of stuffed suits (and pantsuits) spouting silly market talk you should ignore. Most try to sound knowledgeable and educated wi

Fighting Long-Term Care Rate Increases

Jan 23rd, 2019 7m 45s

This blog post: https://retiredguyusa.com/fighting-long-term-care-rate-increases/The last several years saw several big long-term care rate increases. We long-term care policy holders face terrible choices – pay astronomically higher premiu

How to Avoid Bankruptcy

Jan 22nd, 2019 8m 21s

This blog post: https://retiredguyusa.com/senior-avoid-bankruptcy/ Generally, a senior (or anyone for that matter) should try to avoid bankruptcy. Of course, there are occasions where you probably should file. Read on to see how you, as a s

Big Increase in Numbers of Bankrupt Seniors

Jan 21st, 2019 6m 51s

This blog post: https://retiredguyusa.com/bankrupt-seniors-surge-filings-increase/ The number of bankrupt seniors increased dramatically over the last quarter century. A study found 3.6 bankruptcy filings per thousand people 65 to 74. By comp

Looking for a New Place to Retire

Jan 20th, 2019 6m 41s

This blog post:https://retiredguyusa.com/trying-out-new-place-to-retire/ You just retired or are getting close to retirement and are looking for a new place to retire to. You may have positive or negative reasons for moving. Maybe this seems

Medicare is Going Broke Three Years Sooner

Jan 19th, 2019 6m 14s

This blog post: https://retiredguyusa.com/medicare-going-broke-three-years-sooner/ SSA (Social Security Administration) finds that Medicare is going broke three years sooner than expected. The Trustees for Social Security and Medicare just iss

Behind the Big Rate Increases in Long-Term Care Insurance

Jan 18th, 2019 9m 53s

This blog post: https://retiredguyusa.com/long-term-care-insurance-premiums/ If you bought your policy at middle age and have kept it a few years, you have probably been hit with big rate increases. Many insurers have begun deleting their prod

Vanguard Founder Jack Bogle Dead: He Changed Our Investing

Jan 18th, 2019 10m 37s

This blog post: https://retiredguyusa.com/vanguard-founder-jack-bogle-dies/ Vanguard announces the passing of John Clifton “Jack” Bogle, founder of The Vanguard Group. Most people don’t know who he is. But he did more for investors than anyo