Here’s what to consider if you’re thinking of buying an investment property in 2020.If you’re thinking of buying an investment property in 2020, moving forward with the purchase mostly depends on your long-term objectives. If you’re able,

Lending Rules: Second Home vs. Investment Property

Feb 24th, 2020

How will you be using that additional home you’re buying? Here’s why underwriters want to know the answer.Today we’re exploring the difference between buying a second home and buying an investment property. Typically, there are different ru

Unison: A Revolutionary Program for Buyers*

Jan 27th, 2020

Here’s what you should know about PrimeLending’s exciting new down payment assistance product, Unison.Not a lot of consumers are aware of the product I’m sharing today, especially first-time homebuyers. There are a variety of down payment a

Don’t Let Unpermitted Work Affect Your Options

Jan 13th, 2020

Have you done something unpermitted to your property, like adding a certain unit? Today’s message is for you.As we begin 2020, it’s important for you as a consumer to be aware of all the opportunities out there for you now. There’s a variet

3 Factors for Future Real Estate Investors to Consider

Dec 20th, 2019

Here are three things you can expect a lender to look into if you’re thinking about investing in real estate.On pretty much a weekly basis, we’re either asked, “How do I buy my first investment property?” or “How do I buy the next piece of

The Difference Between APR and Interest Rates

Nov 22nd, 2019

Knowing the difference between interest rates and annual percentage rates could save you thousands on your mortgage. Here’s what you need to know.What is the difference between annual percentage rates (APR) and interest rates? Both rates me

How You Can Buy a Home With Zero Money Down

Nov 1st, 2019

Don’t assume you can’t afford to buy a home. You can, and here’s how.If you’d like to buy a home but are worried you can’t afford it, I have good news: There are a few ways you can buy a home with 100% financing. The first is by using a V

What Do You Need to Get Approved for a Mortgage?

Oct 14th, 2019

As your mortgage loan officer, I’ll need to gather some documentation from you to get you the best possible loan and interest rate. Here’s a list of the things that I’ll need.The home-buying journey should be simple and easy, and it’s my jo

Don’t Miss Our Upcoming Estate Planning Event

Sep 30th, 2019

Do you want to learn the ins and outs of estate planning? If so, join us for our upcoming estate planning event.If you’ve ever wanted to learn more about estate planning, now is your chance. Our team has partnered with our great sponsors at H

How Do Physician Home Loans Compare to Conventional Loans?

Sep 13th, 2019

I’m often asked, “What is a doctor mortgage loan? And how does it compare to a conventional loan?” This question holds a lot of relevance as some of us have friends and family who are finishing up graduate school and will potentially become f

You Might Qualify for Less Than 20% Down

Aug 22nd, 2019

A popular myth that circulates among buyers today is that you’ll need to put at least 20% down to qualify for a home purchase. If that were the case, a lot of buyers out there would have no shot at getting into a home and would end up living

How to Buy Investment Property If You Are Self-Employed or Salaried

Aug 5th, 2019

Many people who are self-employed or salaried will have difficulty providing the documentation that is typically necessary when seeking a loan on the purchase of an investment property. Thankfully, Prime Lending offers a product for people in

Why You Need More Than a Zestimate

Jul 22nd, 2019

When you go to Zillow, you’re able to receive a Zestimate on your home or another property you’re looking at. However, can you trust these Zestimates? The answer is, unfortunately, no. According to Zillow’s website, a Zestimate is “A starti

Have You Considered Buying With a Renovation Loan?

Jul 8th, 2019

If you’re a homebuyer but the home you want to purchase is in need of some major repair, you can use a renovation loan to finance those repairs instead of pay out of your own pocket. Where can you find renovation loans, though? What are the

A Qualifying Alternative for Self-Employed Homebuyers

Jun 24th, 2019

Today’s message is centered around the Bank Statement program and how having one can work to your advantage if you’re self-employed. A lot of self-employed, would-be homebuyers are left with very few options when trying to qualify for a mo

What Should You Do if You Want to Renovate Your Home?

May 30th, 2019

Today I’m here to talk about home renovations and the options that you have if you want to make improvements in your home or a home you want to buy.You have three options to pay for your renovations: You can use your own savings, get a home

How Do I Pick the Best Lender and Get the Best Program and Rate?

Apr 18th, 2019

We’re asked all the time by clients, agents, and referral partners, “Why are your guys the best lenders, and how do we get the best rates and programs possible?” Each individual case is different, but we truly want you to get some knowledge

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