“Having someone open his/her wallet for payment is a very rare moment by now,” said Ardhi Pradhana, Bachelor of Management Alumni Class of 2007, referring to the mass usage of e-money in this modern world at SBM ITB Talks. Through his 15 years of experience in the finance world and going abroad to more than 2 nations, Ardhi shares his thoughts about the phenomenon of digital money as it has already been a worldwide matter. Not only the most common one like a card from money but also the most up-to-date concept such as cryptocurrency was covered in SBM ITB Talks EP. 71  

Announcer: Rheza Mahesa Raharjo 

Bachelor of Management Student class of 2023  

Interviewee: Ardhi Pradhana, MBA 

Chief Financial Officer NAMA Beauty 

Bachelor of Management Alumni Class of 2007