There's just over two weeks until the end of the tax year. So, what should you consider doing before the deadline and how do you go about it? To find out, Sarah was joined by Jeannie Boyle of EQ Investors and Robert Jobson, partner in the Inher

Your Money Your Future: What does the Budget mean for you?

Mar 13th, 2017 25m 17s

It's nearly a week since the Budget, but the dust hasn't really settled yet. The Chancellor's decision to raise one of the National Insurance rates that self-employed people pay isn't going down well in many quarters. So what does the Budget me

Your Money Your Future: Breaking down your taxes

Mar 6th, 2017 26m 16s

What is tax? It’s a simple question. And one that Sarah Pennells discussed with Mike Hodges from accountants Saffrey Champness and Sarah Ghaffari from the ICEAW - the Institute of Chartered Accountants in England and Wales. Ahead of Wednesday’s

Your Money Your Future: Top Tips for buying a car

Feb 27th, 2017 26m 3s

We're just a few days away from March 1st and that means the new '17' registration plate. If you're thinking of buying a new car, what kind of car should you buy and how should you pay for it? That's what we're discussing in today's programme.

Your Money Your Future: Making money from your property

Feb 20th, 2017 26m 32s

Over the last few weeks there's been a lot of focus on housing and older people, with the government's White Paper on housing looking at ways to encourage older people to downsize. But not everyone wants to sell up. Last year people released ov

Your Money Your Future: Tracking down forgotten money

Feb 6th, 2017 24m 33s

Now, how would you like some free money? Well, there may be some money you've lost track of. It's estimated there's up to £15 billion in bank accounts and Premium Bonds that people have lost track of - but it doesn't have to cost you anything o

Your Money Your Future: Drawing up your will

Jan 30th, 2017 25m 18s

Now, have you made a will? If not, you're not alone as over a third of adults don't have one. But new research from National Savings & Investments shows that 38 million people haven't thought about making a will or drawing up a legal document s

Your Money Your Future: Staying safe online

Jan 23rd, 2017 25m 2s

It’s Your Money, Your Future, where we take a long term view of money and investing.Are companies in the right or wrong for asking us to hand over sensitive information like our date of birth or credit card number? And how safe is that data? S

Your Money Your Future: Salary Pensions

Jan 16th, 2017 23m 59s

And at this point every week we focus on long term investing and planning for the retirement you'd really like in Your Money, Your Future. Now, the introduction of pension freedoms in 2015 resulted in an increase in people wanting to transfer t

Your Money, Your Future: A look back at 2016

Dec 24th, 2016 26m 8s

Sarah takes a look back at the big stories hitting the headlines over the past year which have affected investments including Brexit, property and buy-to-let and active and passive investing. Her guests are Julia Rampen, journalist at the New S

Ask Sarah: Getting a financial headstart on 2017

Dec 17th, 2016 25m 51s

With the help of guests Malcolm McLean from Barnet Waddingham, Claire Walsh, head of advice at Unbiased, Cleona Lira from 2Plan Wealth Management and Caroline Siarkiewicz from the Money Advice Service, Sarah looks at how you can get a headstart

Your Money, Your Future: Investment winners & losers in 2016

Dec 17th, 2016 25m 37s

2016 has been an eventful year for investments with the FTSE recently closing above 7000. Sarah takes a look back at 2016 and what investments succeeded and which didn't. She is joined by Jeremy Leaf of Jeremy Leaf and Co estate agents, Justin

Ask Sarah: Pets at Christmas - Sat, 10 Dec 2016 16:12:09 +0000

Dec 10th, 2016 26m 23s

It's estimated that we Brits spent around £4.5 billion on our pets last year - that's up 25% since 2010. And the Christmas treat and present market seems to have gone into overdrive this year. So, forget Brexit, the key question is whether or n

Your Money, Your Future: Giving money away - Sat, 10 Dec 2016 14:12:24 +0000

Dec 10th, 2016 24m 57s

Christmas is supposed to be a time for giving, and millions of children will probably get some sort of cash gift - whether that's a few pounds in a Christmas stocking or a wodge of cash into a junior ISA. But what's the best way to give money a

Young Money: Peer-to-peer lending and crowdfunding

Dec 10th, 2016 25m 21s

If you're a millenial - or younger - you're far more likely to use a peer-to-peer lender or crowdfunder than your parents' generation. The peer-to-peer lending and crowdfunding markets have grown rapidly and with a rise in the number of financi

Your Money, Your Future: Is this he end of the annuities market?

Dec 3rd, 2016 25m 35s

Before the pensions freedom came along in 2015, many people using a pensions pot bought an annuity. But since then many providers have stopped selling annuities, or will be phasing them out in the future. But what does this mean for you? Joinin

Ask Sarah: When your energy supplier goes bust

Dec 3rd, 2016 25m 23s

Earlier this week independent energy supplier GB Energy Supply ceased trading, forcing Ofgem to step in and appoint another supplier. But what can you do and what are your rights if your supplier or bank fails? Joining Sarah are Ann Robinson, a

Young Money: Saving money on food

Dec 3rd, 2016 26m 52s

This week Sarah looks at how you can save money on your weekly shop, if you need to make your money stretch a little bit further. Saving money on your food shopping doesn't mean eating badly though and joining Sarah to discuss how to get the mo

Your Money, Your Future: Autumn Statement

Nov 26th, 2016 26m 1s

This week we discuss Phillip Hammond's Autumn Statement, where he announced changes to salary sacrifice schemes, new money for housing and the leaked ban on letting agent's fees. Joining Sarah are, Jane Moore, from the Institute of Chartered

Ask Sarah: Car accident claims

Nov 26th, 2016 25m 41s

Between 2001 and 2011, the number of whiplash claims for car accidents doubled, despite the number of accidents going down by 40%. This is allegedly costing us £40 a year extra in insurance costs which has caused the government to decided to cl

Young Money: Credit Cards

Nov 26th, 2016 26m 16s

Have you been using your credit cards to get in on the black Friday deals, or perhaps some Christmas shopping? Credit cards can be extremely useful against fraud but can be a big problem if you aren't able to pay them off quickly. So should you

Christmas shopping and Black Friday- get the best deals!

Nov 20th, 2016 24m 39s

Want to get the best deals on your Christmas Shopping? Not sure how to make the most of Black Friday? Never fear! Sarah Pennells is joined in the studio by Martyn James, Independent Financial Expert and Commentator, Katy Phillips from Idealo, a

Managing your investments in a post-truth environment

Nov 20th, 2016 25m 54s

In the wake of Brexit and Donald Trump being elected, what should you take account of and what should you ignore when it comes to investing? Sarah Pennells is joined by Louise Oliver, a Chartered Financial Planner at Piercefield Oliver, Lisa St

How to make some extra cash this Christmas

Nov 20th, 2016 26m 58s

In need of a little extra cash for your Christmas present fund this year? Sarah Pennells is joined by Jasmine Birtles, Founder of money saving website Money Magpie, Naomi Willis from the money blog Skint Dad, and Abigail Dickinson, Communicatio

Is Shared Ownership the ONLY option left for young people hoping to buy?

Nov 20th, 2016 24m 45s

Struggling to get on the property ladder? Sarah Pennells and Young Money Champion Olivia Rudgard look at the pros and cons of shared ownership with experts Lynda Clark, Editor of First Time Buyer Magazine, Kush Rawal, Sales and Marketing Direct