Teri Ijeoma is a phenomenal real estate investor who also teaches women how to invest in the stock market so they can travel the world. 

She started out as a real estate investor in Chicago. She bought her first house with a first-time homebuyer's program using creative financing and she earned money back during closing! To rehab the house, she used a 0% credit card, and paid it back when she moved tenants into the house, a year later.

She found her first tenant on craigslist. The tenant was Section 8, so she became a section 8 landlord.

"The first step when you find someone section 8," says Teri, "is that you have to find the tenant first. I think some people don't know this. They think you have to go to the city first. You'll usually find the tenants looking on craigslist, and they'll have papers that say how much they can pay for a unit. You, as a landlord, have to decide if you are willing to accept that amount from that tenant. Then you and the tenant will fill out some paperwork and submit it to the city. If the city approves you, they will send someone out to your property, do an inspection, and make sure it qualifies. If it does, you'll be paid by the city to have that tenant there."

Teri moved to Dallas and rented herself a townhome that had low enough rent that she could AirBnB it when she was out traveling.

Before she was traveling the world, Teri was an assistant principal of an elementry school. She handled most of the operations. Working for a school can be stressful, and she was depressed and overeating. After a friend passed away, she couldn't do it anymore. She didn't want the rest of her life to look like it did. She wanted to travel and live her best life and working for the school didn't allow that for her. She needed to find a way to replace her income. That's how she got into stocks and opened the way to her best life. She's now living her best life and teaching other women how to do it too!

Listen to Whitney and Teri's conversation about real estate, Section 8, AirBnb, and giving back on the She Buy's It podcast.

You can find Teri at itradeandtravel.com.

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