0:00

What's. That guy's This episode has brought to

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you by our favorite budgeting app, Every Dollar.

0:04

Rachel and I love Every Dollar because it

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is the easiest way to take control of

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your money, build the right habits, and make

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progress on your goals. You can download it

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for free on the app store or google

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Play today. A.

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Guide them or two Koreas. I'm George

0:23

Com and this is smart money. Happy

0:26

hour. North

0:28

Years. And

0:32

delicious. For this is

0:34

the show or two. Friends who happened to

0:36

many experts talk about what you're talking about.

0:38

Everything from pop culture, current events and money.

0:41

And today we're talking about the greatest

0:43

threat to our nation's and jeggings: Rachel

0:45

Vk You know about the Icc whether

0:48

you're familiar with the terminology or not,

0:50

you have most likely been in a

0:52

fender. And. A victim of

0:54

the. Into the Egg American Psycho

0:56

are exploring. how about Financial X in

0:59

this episode? it so well you sound

1:01

like that y hoy Gillette's are going

1:03

to sit on A during the I

1:06

actually. I requested George. It's about time

1:08

you took credit for some around here. This

1:11

is called the Corpse Survivor number

1:13

Two and a very dark name

1:15

for a very light and refreshing

1:17

drink. As a I have this and

1:19

I am very nice cocktail bar back

1:21

in the summer. And. Michael

1:24

Reddish, a resident arts in there. I came back and

1:26

I cannot remember the name or new was a weird

1:28

name mean corpse? Revive. Her it's

1:30

just weird strokes and I told Michael I said

1:32

what's the cocktail with like a dead body It's

1:34

like it is a of the. Core. Survivor

1:36

of like that that corpse. Wow.

1:39

So here we are. George sipping All right.

1:41

Hopefully this helps like I loved it. I'm

1:43

enjoying it so form tank or so a stick around

1:46

for the and will give you are writing reveal the

1:48

cost per glass and of course as always the recipes

1:50

on the show notes. That's. right? Absolutely So

1:52

a few episodes go George We did

1:54

a guilty as charged. I remember this

1:57

where we talked about what our spouse

1:59

would say. The about our H M

2:01

and I called Winston that phoning Winston

2:03

was a highway has. Alive Five wanted Whitney.

2:05

That he did it. To your defense, you

2:07

detect said she was an honor. I cried

2:10

because you have gone through some than

2:12

willing to that moment. Oh oh that's

2:14

very bad time. Chaos latest in our

2:16

phone. It's better that she didn't answer

2:18

was to say that outside about Winston

2:20

came through for a smile as he

2:22

does. And happen so and he called

2:24

you out for. Water. Everywhere

2:26

Know everything, Everywhere everything everyone a full says

2:28

of you. just leave stuff all over the

2:30

place and he just how is he really

2:33

does have. A similar little bit of

2:35

its op's they cleaned up at the end of the

2:37

day. The. End of the day it's

2:39

a long time delivering chaos as I mean

2:41

it is. In my kids anyway. well

2:43

that's some it for him. It's fine, it's

2:45

fine. Okay and a lot of us again

2:48

the it is like the it's the thing.

2:50

It's not like he's the pet peeve. I

2:52

kind of like a little bit of an

2:54

embarrassment may be a weakness. the house turn

2:57

off. That said, yes. but again, they're harmless.

2:59

It's they're. Small. not a big

3:01

deal, but they do have

3:03

power ah and dismantling attraction

3:05

to nobody and an incense.

3:08

While. And some of these really to finances. And so we're

3:10

going to get into these because you don't want to be a

3:12

part of financial x. Know but segments regular it

3:14

like was given a list of our lives.

3:16

See get you get a feel of. Us

3:19

like fingernails or a way to

3:21

on ah lung dirty dirty fingernails

3:23

as soon. As you can get

3:25

years of what, what? Had happened in the

3:27

last season ends and. On a car

3:29

some things are never changing and ends

3:31

as joy that holds us out for

3:33

are two different guys. Were

3:36

like, you know that this the team though

3:38

the producers will do like the little stamps

3:41

know is because it's pretty close to my

3:43

face when they bring ordinary, layered and ago.

3:45

wow. Get some crispy. Now there

3:47

exists a gorilla. I

3:50

have. I been handed,

3:52

so that's one. When. My now you're.

3:55

Ah, doubled taxiing after the first sexes

3:57

are, but I'm guilty of that. Yeah,

3:59

Models. I'm and I'm

4:01

gonna suggesting. Taken all my thoughts and

4:03

the one tax you'll get. High Fives

4:05

says thought. Such thoughts, thoughts,

4:07

foods, markers, And

4:10

food. Yes, the Sandler being on

4:12

friends when of his essay was

4:14

never that is Once women have

4:16

the mascara. The goop few minutes on over

4:19

the I. Rode

4:21

the up. Like. Do not grow some

4:23

relied like my head I went think about it

4:25

Just like saying things out loud is was. Making.

4:28

Media it and say like old man

4:30

breath as an egg for me everytime

4:32

someone looks like a little older. Modes

4:34

come of that Mothball. Yes what do

4:36

you still isn't the mouse or mouthwash

4:39

they all yams you want to. Mine

4:41

is like the baby boys or like

4:43

nine months anymore as I'm older

4:45

but like and high school and girls

4:48

would like call you babe or baby

4:50

study is it's existing now thought feel.

4:53

Why? They're okay. Didn't hear that

4:55

women would not talk to me. so

4:57

to deal with that A skirts. I

5:01

can at tattoos and strange places can be a

5:03

next you know the lower back tap at home

5:05

and is enough for me. For some reason I

5:07

just leaving toes are made for rings. I don't

5:09

think that the Lord mentored that way. And then

5:12

they're coming back rounds. Will. The Nineties.

5:15

Held out loud talkers. I had

5:17

this on. I was on a plane

5:20

yesterday. oh no the entire flight this

5:22

guy the other guy hit it off

5:24

him ah he's turning towards me now

5:27

to talk loudly to the guy. now

5:29

I'm adding tipsy ball he there with

5:31

my noise cancellation on my my ear

5:33

pads was and still man so. What's.

5:39

Up Guys, If you want to be better with

5:41

money, your first step is to start budgeting with

5:43

every dollar this is the operates on I both

5:45

use and trust me it's great because it gives

5:48

you everything you need to make budgeting easier. Faster

5:50

and dare I say even enjoyable. Yeah,

5:52

think you can say that George. I

5:54

mean, it's pretty enjoyable to have more

5:56

money, right? And that's what happens when

5:58

you're intentional with your spend in guys.

6:00

Download every dollar for free on the

6:02

app store or Google Play today. Okay,

6:09

but the six teams shores. They've

6:11

educated us. When

6:13

it comes to the x it's been a

6:15

trends but I think there there there's a

6:17

trend. also in this with finances. Yes, that

6:19

finance. So remedy all out the financial x

6:22

and in today's ads Know that. Did

6:24

money's makes you cringe So out here what's

6:26

one that comes to mind that years as

6:28

like. Oh man. What

6:32

would be in it's in the financial world.

6:34

I think people who have a ton of credit

6:36

cards like is isn't it to me? Okay, regardless

6:39

of whether our financial and how they're handling it,

6:41

it's just sort of like excesses. Yeah, someone has

6:43

like. Five Ten cards, sixteen

6:45

cards in front of maximize reward. Know

6:47

wallet? Is that sick? Yeah, I'm just

6:49

like, what are you doing man? Yeah,

6:52

better goals? Yeah. I'm ah yes. Ah,

6:57

I think like the credit score brags.

6:59

Oh yeah, I

7:01

love got in over a hundred him or whatever

7:04

and you'll have the dating. App now it's Bay

7:06

Cider. Heard you have a good credit score to join

7:08

and and as a weird got. Thrown out

7:10

the credit score flexes like outscore.

7:13

Because nothing says I'm a classy dating

7:15

app like calling at school. Or

7:18

people that like self

7:20

promote. Their. Money.

7:22

but she like really. Do quests

7:24

and really have that money or layout, self

7:26

promoter or anyone that like is trying to

7:29

flex when it comes to their money. yes

7:31

said to me is just cynic. I wrote

7:33

i Celia, I'm I'm with you on that

7:35

as map and eight or me. Financially.

7:38

Oh my gosh to you can be honestly with

7:40

the next. Where do we start with? I'm gonna. Say

7:42

your ah your passion for

7:44

always having to find the

7:46

deal bow it is. Yeah,

7:48

it makes me tired. I know

7:50

it makes me tigers. We were going to get

7:53

a pizza greater we can order. Yeah, I'm looking

7:55

for the promo code how the I would eventually

7:57

find it and I save us thirty percent. This.

8:00

You don't appreciate that, but I do. I now.

8:02

Though the it with my it was the My Finance lakes.

8:04

Oh No. This. Is

8:07

so dangerous. You have put a you

8:09

want to share it a rally. On.

8:12

My corpse yeah I my grades or

8:14

texting me for my for my is

8:16

B O Max password because those lights.

8:20

As I also I had a deep

8:22

respect because I was like they could

8:24

easily just like get max subscription and

8:26

watch this movie. but the fact that

8:29

she was petty enough to be like

8:31

hey we want to watch rookie the

8:33

year can aegis like I know you

8:35

have a that to me it was

8:37

an egg but I also love his

8:40

own. I mean. Literally.

8:43

For. At it I was like. A

8:46

few days ago. We

8:48

were like Bercy the year to the i see the nineties

8:50

movies of their kids. On Friday nights I

8:52

didn't feel cruz children on I'm

8:54

exams. We got. Like five

8:56

seventy nine and rent for ninety

8:58

nine. H B O Max. And

9:01

Winston said. Yes as H B

9:03

O Max that we still have is Logan. Of

9:06

that my stores and when they want some and dumber.

9:09

At. Our house? probably a. Year ago Now we

9:11

have been a lot. It's been awhile since I've been

9:13

invited back, so I. Made

9:16

that very clear so he had

9:18

a good time. Broads man, I'm

9:20

going to tix swords and completely.

9:23

Be humbled as I have aided on people

9:25

series of scripts and so months in our

9:27

soon as they believed him. He still uses.

9:31

Get so mad if people are not

9:33

albums is annoyed and then as I.

9:36

Say. To. Just sit around. I

9:38

is like. Hey Rachel! a loop.

9:40

So. And I immediately knew I was like you want

9:43

that. Was I

9:45

was like years of blog. Or anything

9:47

that your spouse. Or

9:49

anything. bounces, Whoa for

9:51

me was Whitney's off? Like with returns it

9:53

was always the like hey I'm gonna buy

9:55

five hundred dollars for the pillows them them

9:58

return to pronounce all of i'm sorry. Bunning

10:00

five hundred dollars using either Know I

10:02

am. I'm and then what

10:04

would happen as you would return it. come

10:07

back home and be like I made a

10:09

sooner for the dollars today. Mike how's the

10:11

guy overturned style sits on my back. I'm

10:13

like no we just spent two sets of

10:15

similar forget it's that's that's the to me

10:18

is the girl men? Yep. Of them

10:20

are you have one for our Winston. Ah,

10:22

perfect in every way when we

10:25

travel. I.

10:27

Traveling and experiences. You know this, I'm like

10:29

Aldo bags were oh my yes let's just

10:31

were in Enjoy where he still is like

10:34

every little yeah he's more budget conscience and

10:36

like lord and savior Save get I'm. So.

10:39

If you get the room, that's. Often

10:41

another building and not the main hotel or whatever

10:43

the thing is. Can save you hundred bucks. It's

10:45

the penny pinching on. While.

10:47

You're at lying to I have this

10:50

wild enjoyment on my case still for

10:52

and Rachel's and vacation mode as suicide

10:54

noble game. On the four o, One K

10:56

is funded. let's enjoy Like like we've done

10:58

what we're supposed to do. What she actually.

11:00

I think that's why humans and work so well

11:02

be Now the balance sheet see and am. Peace

11:05

in the Strain junior. Anything for is no and gone on

11:07

vacation every week, right? We could. Invest that into a

11:09

Roth Ira and right. To some join

11:11

the Am I now I love, that's so. And there

11:13

was a Yahoo article that shared some financial eggs and

11:15

we've added a few of our own to spice it

11:18

up. So what we're going to do? Rachel? Or

11:21

have a little bucket here though son. We love

11:23

a little fish bowl and we're going to draw

11:25

a financial it out of here and share our

11:27

level of cringe and then discuss it of him.

11:29

And. Since I tend to be a natural

11:32

saver, your natural spender with seats. As

11:34

any disagreements Eleven Keep have. In

11:37

reverse here. Are

11:39

our first. Com. And Money

11:41

Iq. Over. Active

11:44

Venmo hours. Okay, so right

11:46

It goes on to say whether you're in

11:48

a relationship, have roommates, or just to live

11:50

with friends, don't be a penny pincher on

11:52

Venmo. If one of you grab the coffee

11:54

and with church, have the other one pick

11:56

up the tab next time. If you split,

11:58

afford our case, else to say one person

12:00

coverage. you're probably going the same restaurant next

12:02

week and can return the favor. So why

12:04

charge your best the three thousand, forty seven

12:06

cents if it all evens out in the

12:08

last? Do you agree with this mentality? Who

12:10

or what if someone is? I buy our

12:12

lives. It. I agree. But

12:15

I'm the annoying than Miller. on the

12:17

flipside that like if we go out

12:19

and somebody pays for. Our you did this.

12:22

Well. You can we do this at

12:24

dinner recently we did. And. I'm more

12:26

like oh my gosh, I will. Pay.

12:30

Somebody money like I'm like oh yeah, I'll

12:32

split the get. I'll pay the three ninety

12:34

three without even asking. But I was on

12:36

a site I cover my fair share. Yes,

12:38

I never went. I won't be the asker.

12:40

the makes sense. Yeah, You don't want to oh

12:42

the money for your friend to cover it? Yeah, and then

12:44

yeah. fine asking. And then and we and I have

12:47

friends there always like they're that O Max has was

12:49

a sapling. will also paint next. I like people are

12:51

more cel. I just get self conscious of

12:53

like I want to feel like I'm carrying my weight like

12:55

I can in that whole thing. Yeah I hear

12:57

thing just today. Mixologist Michael Reddish He was behind

12:59

in front of me at the lunch line and

13:01

he didn't have his wallet and okay I'll cover

13:04

you and I was just venmo me and so

13:06

he instantly use okay to swimming along with you

13:08

are the First The Now owns a little. Lag

13:10

Awareness Venmo you! Five dollars and twenty

13:12

three was as as our work. In

13:14

as six dollars and Fifty Three says. Why

13:17

do you feel the need to venmo Id

13:19

lot easier. Wasn't like I hear you better.

13:21

It was just like usually hate would just let

13:23

me know how much it as of them. A

13:25

little Italy offered at sure. Okay, but I would

13:27

have covered him. You know? we've been friends for

13:29

over a decade. Of course in his time of

13:31

need, Kenny Pincer. But here's a different Okay, so

13:33

I think here's the thing. I don't want to

13:35

or will. Next time we might go and like you

13:37

can maybe get it with. Who's keeping track of

13:39

that? I agree. I agree. Visit a lot of

13:42

mental calorie. Yes, some was like hey, i'll send

13:44

you the. You. Know we all get pizza.

13:46

I'll cover it out to send you the venmo

13:48

for as. That has submitted. So if you pay

13:50

for the pizza for everyone you. See.

13:52

You are you the first when the say.

13:55

Hey out as venmo you the request

13:57

or to other people's I join honey

13:59

know I. The required because I don't wanna

14:01

be so nervous. I don't mind doing venmo

14:03

request. It's like you don't know, it's common.

14:06

Most shocking. Now you are the case. Over

14:08

A This is the I guess I'm an

14:10

overactive Venmo, You're an overactive him. Our: What

14:12

about me and married couples who venmo each

14:14

other. That is an

14:16

egg. Now your sometimes you're not

14:18

married couple who are not well

14:20

as Imo million years know to

14:22

some I can count. On Zero hangar

14:25

Know how many times with the and I have

14:27

been Modi seven. as we

14:29

use the same bank accounts and like

14:31

so dumb know Yep. Yeah, no

14:33

bueno. I guess I owe them

14:35

guilty. Wow. That is if. So

14:38

for one, Rachel. Oh

14:40

for one. Yet.

14:43

Seeing someone says yeah com an example

14:45

of husband's a game, but otherwise ah,

14:48

expensive tastes to the point where his

14:50

jokes embarrass her in front of. Their

14:52

friend of this is a judgment said

14:55

Obviously. Couples learned this has finances, weigh

14:57

the pros and cons A buzzing together

14:59

but it's all about the attitude of

15:01

the of apartments making fun of your

15:03

boozy gym membership or same in you

15:05

for your price of your hair implements

15:07

that point soon. Underlying resentments. Respect.

15:09

Is in seasons in all aspects of a

15:11

relationship. While rain. Don't

15:14

rain on your loved ones. Prayed. So

15:16

that that about them as a some your spouse or loved.

15:18

One Yes, that's exactly right. Yep, so he thinks.

15:20

Judging other people's purchases I'm I think it's

15:23

a spouse. It's different when it's a spouse.

15:25

To me that in front of other people

15:27

in front of other people know that for.

15:29

Themselves like making fun of whom you know. I

15:31

would not make fun of something unless it's very

15:33

lighthearted and it's not a big deal. Totally what

15:35

if is really a big deal. I'm going dress

15:38

it know like hey yeah, we really need to

15:40

spend this months on this thing rolling you

15:42

know and looking for us. We communicate about these

15:44

things which is not gonna making a big purchase.

15:46

Yep, without my knowledge. Yeah, so I would address

15:49

it before it ever happens. Yes, Seminal sense. Yeah,

15:51

totally see I have a job at those

15:53

passive aggressive. And like oh my

15:55

god sees as a seat in say. We have people don't

15:57

ever talk badly by your spouse in front of. People.

16:00

Yeah, vehicles making fun of or.

16:03

Be. Annoyed with your. Significant.

16:05

Other or other people's. In front of them.

16:08

address it. They don't be passive aggressive. Be

16:10

privately aggressive. Privately

16:13

aggressive, That's good. Right

16:15

my turn. Flaunting

16:20

well as the next as let

16:23

us Sing arouse So the says

16:25

think generosity and quiet luxury instead.

16:28

Unless it's Ninety Ninety Eight, Mere six year old bragging

16:30

about the new Pokemon card you gov Hubert the you

16:32

have no excuse. To. Publicly so off your

16:34

financial situation. Why are you putting a credits corner?

16:37

Dating Profile: Guys: that's not not the flex you

16:39

think it is. I'd almost rather have you hold

16:41

up the fish. Only that took some.

16:45

Sell some like manly at in the app. You

16:47

know he had to kill something and drag at

16:49

home as frites. And if you really want to

16:52

make an impact, use your means to bless others.

16:54

Let that be, will people notice about your money?

16:56

How Gen U R. C. I

16:58

think see the size of or else. I

17:00

agree. Now people, this. Would like for example, if

17:03

I see racial driving on the road that you

17:05

flaunting wells, I don't think so. No.

17:07

I think. For wouldn't have you categorize

17:09

flaunting well. To me it's the social

17:12

media that element ah for whatever reason

17:14

because again you can we talk about

17:16

you can buy which lends itself isn't

17:18

bad. And I think

17:20

probably if you live in a pattern of i almost

17:22

always having to have the bat like. Is

17:24

probably a pattern there, but for some reason the egg

17:27

for me is on social media. You

17:29

and I see it and I'm just like in

17:31

some don't mean it, like they don't mean to

17:33

flaunt, may be there at a beautiful hotel or

17:35

whatever. and the second picture their family like. With.

17:38

Are some very obvious financing like putting

17:40

numbers like the with his in his

17:42

name is used as like. The.

17:44

Which know no tears like I don't

17:46

think people care he around there since

17:49

i. Was. Single A single I

17:51

sing a picture in front of like a private

17:53

jet or something into Stats. Odd to me but

17:55

I you know right? like you have a Louis

17:57

Baton purse. It's a nice first. Yeah. Like

18:00

posted on Instagram like. Going out

18:02

on the town you know I know very

18:04

different vibe. Yeah and again

18:06

it's as we're is that it's a

18:08

very fine balance. Of like. I'm

18:11

not mad at such as yet. Sag, There is

18:13

nice things in the world and if you'd simply

18:15

your life and that's as you think that's great

18:17

Like that is not that it is, it's the

18:19

motivation behind it. And I feel like such. An

18:21

amicus allele ample know about de France make.

18:24

In some me that's a screams like.

18:26

I. Feel the need I have. Lived

18:28

in on supreme prosecuting a yeah I need people to

18:31

been or at home and waiting. To be okay

18:33

and live here. I am here intervening years of

18:35

like me him as one. That's why in any

18:37

get I'm I'm as guilty as this to a

18:39

degree. I don't do it on social media outlets

18:42

that. That's. How I that's the

18:44

question if nobody sees as purchase. So. I saw one.

18:46

Oh love that. It's has. there are others

18:48

for Sally's and I'm worthy so I get a

18:50

all like. Real. You can fit

18:52

that. affirmation. feels great. But.

18:55

What's the motivation behind it? like it got

18:57

it's and them see instantly. That's true

18:59

and doesn't just apply to women. I

19:01

don't want the board on the women.

19:03

it's the don't are. Now you know

19:05

something about our the under to elevate

19:07

light hits. You know that holsters? We

19:09

know the whole trucks situations. Swords,

19:12

I've always had struck ah is have i guess

19:15

it up and guy's voice. Spoil.

19:17

And difference in a. Appointment as than it

19:19

was a law. That further there is that

19:21

trend of like the loud budgeting I'm. But.

19:24

Above that is like talk about what's

19:26

you make, talk about. The. Go.

19:29

And I've been in conversations recently with some women

19:31

are on asshole who are incredible a business and

19:33

doing south and they are searing numbers of me

19:35

and there's no it can it because I'm genuinely

19:37

like thank you for telling me what you chart

19:39

like this and as I get so how. Age

19:41

as it's a bit not have a son ship. But

19:44

yeah, but for me, it's not on a public platform

19:46

like a spot on air. Public.

19:48

It's a private conversation and your daughter

19:50

peers and you're sharing. Yes, I'm

19:52

saying some like there's don't invite us,

19:55

it's for things, and then there's some

19:57

we're, a slight of you can just

19:59

like feel. You'll be

20:01

Eric American Idol know? Yeah, your face

20:03

says it all. See it face I

20:05

now pronounce it only says mental. Classic

20:08

raise. I wanted to be a good Bersani. The.

20:11

Seizes. What's. Next, oh grumpy

20:13

tippers. So about a spite or

20:15

try to punish the waiter for

20:17

not being it's in out a

20:19

thin at the end of the

20:21

say they're providing a service for

20:23

you, tip them the sands or

20:25

amounts like a mature adults and

20:27

then if you receive exponential service

20:30

or she's i've been generous to

20:32

mourn or whatever you do, don't

20:34

be a crops about it. It's

20:36

a weird way to exert power

20:38

over someone's serving you while name

20:40

when that now frugality is not.

20:42

A with since. Wow. Okay,

20:46

You know, and I lean on that. I'm

20:48

I'm worried. Tipper I'll say winces or that

20:50

more critical hill hill. I've probably. Been the

20:53

grumpy tipper but it's not in a server situation.

20:55

Like I said if I get bad service I'm

20:57

never like a muscle and crazy Rooms is very

20:59

rare. But as just like the food took a

21:02

while and like all the kids and fry backed

21:04

up the phone on their fault or something was

21:06

wrong with some orange the servers fault yes so

21:08

I always tip minimum fifteen percent some shouting down.

21:11

Generally twenty percent is just the go to. Yep

21:13

and and more if it's like exceptional. They went

21:15

above beyond. Yeah, that's kind of my go too

21:17

early for a sit down restaurant. But.

21:20

Are you critical? Between the fifteen? an

21:22

eighteen percent? Not. Really, I am critical

21:24

about. The. Tipping on

21:26

the post tax amount. Ignored.

21:29

Why are we tipping on the tax? Oh.

21:32

Answer. Sing your name. Okay

21:34

now. Serves to see to twenty percent

21:36

on the post tax amount. You're technically tipping

21:39

a twenty. Over Twenty Preserve certain? Just

21:41

fine. Yeah, no, nothing wrong with that. Yep,

21:43

but I'm just like out of twenty percent

21:45

on the sub total amount. Yeah, and that's

21:47

an easier in I'd still my race on.

21:49

The yea I sort of like minded as

21:52

the I pad tipping. To Go

21:54

orders. I'm a grumpy your tipper when it comes to

21:56

that first or that hum with people on my wife

21:58

especially to that I didn't you. My.

22:01

Around even else deserve it like are even of our food

22:03

rights as know I do know is about to happen are

22:05

you know that but like a person literally put in my

22:07

order. And that's all they did or

22:09

why my tipping zapper some guess total Animal

22:11

was a tip for no one was going

22:13

into the person who made the food I

22:15

now I am or old. If only more

22:17

transparency are be more willing says yes yeah

22:20

me it's like charity and like charity Waters

22:22

Gray and one hundred percent of my charity

22:24

giving goes to fun water projects of they

22:26

had a sign that was like eight years

22:28

where your tips go. I think more people

22:30

would tip for equally as they regard as

22:32

a sort of heartache. Syria. So

22:35

yes, obviously it's secrets that. People.

22:37

Near announcing that were crazy where we we

22:40

have x. That. Room Leon: Rude.

22:42

Yeah, not having credit cards. I using

22:44

that. Oh that. Now that is like

22:46

Ill fitting your mortgage A I think

22:49

about that. People probably feel that which

22:51

was a sword. So we need to

22:53

have some humility and all this that.

22:56

We. May have some teaching x that y'all

22:58

don't like. think the thing. Our.

23:00

What they see as x we

23:02

see as time tested the proven

23:05

principles. Yes. Yes, Us living debt

23:07

free Mike: how's that an it like that says the

23:09

way of life we sound and I agree be the

23:11

best. Yep. But. Hey but sometimes you do

23:13

end up and you allow your true so.

23:15

Honestly tell you get past the

23:17

exercise and and do plan. We

23:19

talk about cows. The seven baby

23:21

steps. Emergency Funds Getting Amistad fully

23:24

funded, Emergency Fund retirement of that think

23:26

it's causing your house or like there's

23:28

some great principles and they are You

23:30

guys that again some Csx. We see

23:32

your point as a proven plan to

23:34

help him for his money so that.

23:37

Money. Than control you are. You control it And.

23:39

They are we want free as cash is King is

23:41

an ex and call me mister it internally and like

23:43

sorry about it. Not. Sorry, sorry.

23:45

Not a supporter of ah. Man

23:47

ah right. Well I. Was

23:50

there about that source? I think there's some X up there

23:52

in the world. Financial. A

23:54

night. And you know you. I'll

23:56

continue to call them out you to you whether it's

23:58

quite as corner dating profile. Well or Venmo and

24:01

your spouse or. Mascara gave in and the

24:03

other. I can deal with the mascara good compared

24:05

to that. I saw a financial

24:07

exactly can hurt you. Long term mascara

24:09

comes off every night. hopefully. Ladies.

24:13

To good job taking that make a popular soon

24:15

to your skin on. those chemicals say it's. Hard

24:19

and know the yells is going

24:21

a showers are tired I guess.

24:26

What's. Up guys, sort camel here. I

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know you know how important investing is

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for building real wealth, but there's so

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25:21

And. Or I'll have some of

25:24

the in the episode amazon every episode with.

25:26

Guilty as charged. And

25:28

this is our producer. Skyler is as a new

25:30

guilty such a scenario week and we are guilty.

25:33

Take. A sip. Our. To. This

25:35

question less emitted by a listener. This

25:37

podcast at the user name is at

25:40

s underscored Chodas and they said have

25:42

you ever been left speechless by it's

25:44

all in the Ramsey Said. Oh

25:47

wow. oh. So.

25:50

Speechless. I'm guessing that is like just

25:52

pure shock and all. I

25:54

have as moments and selling of a specific one.

25:56

Rachel's been shocked in shock and awe of

25:58

something I said. It was. It had nothing

26:00

to do with color. Katie a horse doesn't

26:02

even know your name of that. Race

26:04

or. Some

26:11

other Tuesday for me. Feel

26:13

safer mates. Ah, but. Ah

26:16

I will say the dead amount

26:18

sometimes they they are. they sell

26:20

any. Time with there's as a half

26:23

million or more of non mortgage debt

26:25

ss my breath away and legs. Seventy

26:28

five thousand dollars plus on credit card? That

26:30

at all. and I go. Me

26:33

and okay okay okay okay because you know what you're

26:35

dealing with. the for united mean like you. We. We.

26:38

Know the drill. Believe that we've been doing this long time.

26:40

We know. The Drill. Yet another. You think it

26:42

out. if you are seventy five thousand or synthetic or

26:44

that you could do this, there is hope. You can

26:47

do this. By. It's it's as take

26:49

a breath well that. I have

26:51

to the com them on. One was the

26:53

guy who at one hundred and twenty thousand

26:55

dollars in tin cans buried in his backyard.

26:58

Know and I was. I see what's your

27:01

address just getting I know you have a

27:03

lot of them said there was a loud

27:05

as would you do you think about that

27:07

against your best like a fake scenario and

27:09

yeah buried in the backyard and this to

27:11

literally yes had six figures buried in cash

27:13

in the backyard. The other one was the

27:15

guy who was gonna drop half a million

27:17

dollars. On. His Indian wedding. And.

27:20

He's going to take on items on his own.

27:22

That one left me speechless. That unless disguise actually

27:24

gonna do this like I don't know, I can

27:26

convince a mother otherwise. And he says he's gonna

27:28

walk into at Evo. Anything that's big money, numbers,

27:31

or crazy situations. Yeah, I mean we get

27:33

the gamut of it on the show. Yeah,

27:35

mean, lottery winners, you name it. Yet, phrases

27:37

stuff happens on the show when we just

27:39

then move on. And all right next. Caller

27:42

yeah, like three minutes lessons. Love

27:44

hard Gap sort of or I get for both

27:46

guilty of being speechless on the so well as

27:48

part of it. Which. Is rare for us

27:50

swords. Corpse

27:54

Survivor number to see gone.

27:58

I mean put her back on the grave. Yeah,

28:01

I dance are we both finish your

28:03

drink? Which must mean it's fairly decent.

28:06

I. Would you vote In and ran the court

28:08

Survivor number two and. Awesome but you can

28:10

only tell ya this i went i've been

28:12

did see restaurants and ask for and they

28:14

can't to. See. You have to

28:16

be at a very specific either are really

28:19

apply high and bar or a very specific

28:21

cocktail bar. For. Them to pry a know

28:23

what it is as true and number two to have

28:25

all the south is as four ingredients. Michael's

28:27

with tell me about It but technically

28:30

five. Oh five the aim to it's a go

28:32

through and I can say well in. Another way to

28:34

get the string is a few. How Smart Money

28:36

Happy Hour today. So. What Are

28:38

you afraid? I

28:40

gotta go to him. out of ten his

28:42

walrus a night, I could not personally improve

28:44

on this ring. When you get as a restaurant. I

28:47

would. I. Think it's a goes with

28:49

a lot because it's not too heavy. Have

28:51

a drink like it's white. Refreshing said for.

28:54

If. You like lemon new? I jin the like

28:57

citrus. Was in l day. And then

28:59

I'll pay for it and and you can venmo me later.

29:02

Are a few I don't like owing people money raised

29:04

and I would instantly venmo you at the tables. As

29:06

soon as I ordered it, I believe that the

29:09

cost breakdown of the cost for Vibe or Number

29:11

Two's two dollars and eighty one cents per glass.

29:13

Here is Ingrid a suburb of The Matter

29:15

is a very high end drink. Yes, it's

29:17

got jin. Triple. Sec which is

29:20

like a citrus the courts lilit lungs.

29:22

And that's where. To. Another, the Quran

29:24

bar. Yeah, one recently went to. they couldn't make it

29:26

as they didn't have that fresh. Squeezed Lemon juice?

29:28

It must be freshly. Yes. And

29:31

then and absence rinse. So this is where

29:33

you coat the glass and absence. Yep. so

29:35

just kind of like to the would rinse

29:37

and then. Spilled. Out and that

29:39

creates that. Kind of licorice. He

29:41

vibes of you don't like. A

29:44

licorice sense or is it a

29:46

was wrong now. but. For.

29:48

People that did that really hate licorice. They

29:50

probably would not like this to spicer a

29:53

house on the recipe in the show notes

29:55

and you're brave. Try it this weekend. This.

29:58

Could be this could be a boozy move on the

30:00

park next to me. that to. Dinner.

30:02

In. His hands for and this is a see

30:04

what they say it is the financial eric and

30:06

out of feel secure since the tsunami. Don't have

30:09

litter blinds. Own other clubs or

30:11

is either number two. As

30:13

a very specific everywhere it's as of a number

30:15

on no thank you Number two is over looking

30:17

for. That's right, this or we want

30:19

lower lights all right. Well you guys

30:21

is closing time says you enjoyed this

30:23

episode at make her to leave a

30:25

review We love hearing from you guys

30:27

and make sure to subscribe so you

30:30

don't miss and on episode next Thursday

30:32

as. Smart Money happy

30:34

hour.