Can you believe only 30% of Americans have a long term financial plan? If you don’t… there is no need for alarm, we didn’t either for a long time. Though, now that we have started to save and invest and our lives have transforms. 

Three Ways To Transform Your Financial Future:

1. Patience / Self-control
2. Use A Budgeting Tool
3. Create Self-Confidence

If you want to use the spreadsheet we use to keep track of our finances you can download it here: 

https://docs.google.com/spreadsheets/d/1rA34C0mLs5c0Yrk4FXnfBeQq0HYiRGt-YsLQv9d8jQk/edit?usp=sharing

“Beware of little expenses. A small leak will sink a great ship”.
Benjamin Franklin