My guest was Darrell Hornbacher, who is an expert in the personal and business credit industry. He has helped business owners obtain over $350 million in funding over the last 8 years, and has bought and sold businesses for many years beyond that. He is an author whose passion is to help people fix their credit and obtain funding for a variety of reasons.

We discussed the idea that banks want to lend to businesses, and the reasons why business fail to obtain the capital they need.

We also discussed separating your personal credit from your business credit, and why your personal credit should have no bearing on your ability to get a business loan or line of credit,

Another hot topic was repairing your credit when items are mistakenly reported, and how the credit industry conspires to keep people's credit scores low.

Darrell's book "Kitchen Table Credit" addresses all of these issues and more.

If you have questions about how to get business funding or fixing your personal credit, then this is the show for you!