I am happy to welcome Kumiko Love to the table. She is an Accredited Financial Counselor® and also created of The Budget Mom™ As a single mom, she had to find a way out of debt and a way to create the type of life she wanted to provide for herself and her son. In doing so she created a unique, practical and dare I say fun budgeting method that has helped thousands of women take control of their finances.    We have a really great conversation where we talk about how she got out of debt, common bad spending habits, and what emotional spending looks like. We also talk about her budget method, where to start and how to stay motivated.    Connect with Sarah: Website // Instagram // Patreon