Most American's have saved enough for even a $400 emergency? Start there, and then it's time to work on retirement savings. Along the way have those tough financial conversations with your partner. Plus, Don goes on a rant about the financial services industry and it's lack of client care. We hear from callers:

With a little help for a previous caller.

What do we think of a particular brokerage firm?

How can money be moved from a regular IRA in an annuity to a Roth?

Is Empower providing good investment advice?

How should money be invested in a after-tax IRA?

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