What is your retirement number? Everyone should have one. Most people's number is too low, so you really need to try and calculate how much money you will need to have invested to create a decent stream of income for thosee post-work years. Then, we take your questions:

Should a target-date fund be held in a non-qualified, taxable account?

Instead of investing, why not just keep everything in one of today's high-yield money market products?

Learn more about your ad choices. Visit megaphone.fm/adchoices