862: Tomorrow's banking will be unrecognizable to past generations, driven by rapid technological and digital advances in the financial services industry. In this episode of Technovation, Ather Williams III, the Senior EVP and Head of Strategy, Digital, Innovation & Enterprise Payments at Wells Fargo, returns to the broadcast to discuss the progress being made towards providing a comprehensive digital customer experience and the exciting innovations he is driving which leverage the latest tools in artificial intelligence (AI). Ather shares the recent expansion of his role to include the head of enterprise payments and the organizational rationale behind it. He delves into the strategic focus on delivering seamless digital experiences through new digital platforms highlighting initiatives such as the development of Vantage, the bank's new digital banking platform; the adoption of Fargo, the digital assistant powered by AI; and the deployment of LifeSync, the digital financial advice and planning tool. The conversation also covers Ather’s three major predictions for the future of banking, the company’s strategic approach to digital transformation, and the anticipation of significant generational wealth transfers. Finally, Ather shares insights into his career success, emphasizing the importance of being data-driven, staying customer-focused, and fostering a curious mentality.