Our latest episode of The Adviser Podcast sees our Advisory Relationship Director Campbell Stanners join our Head of Advice Oversight John Higginbottom in conversation with Martin Lines, Business Development Director at Just Group, and Andrew Tully, Technical Director at Canada Life.

Firstly they discuss the FCA's challenge over innovation in the retirement market before moving onto cover how Just and Canada Life are working to innovate. We then take a look at governance that surround Just and Canada Life's retirement products.

We then move on to look at the advice process in the retirement market and the risks involved, such as longevity, decumulation and sequencing risks. John contributes some key focuses to help to mitigate risk and discuses how processes can help to personalise advise for each client.

We also explore both our guest's products as we look at how they are designed to adapt to changing circumstances, and why these propositions are built to last.

Finally, our guests discuss technology, innovation within the market, investment options, intergenerational wealth transfer, and a number of other topics.

See acast.com/privacy for privacy and opt-out information.