We are making money moves on this episode of The Baldhead Heaux Show. Our community has always been known for it's buying power but we don’t always know how to make our money work for us. 

So you know the Heaux’s had to dive deep into the world of credit, investment, and finance. We weren’t just talking our normal shit as usual, we have professional credit repair and financial therapist Shay Simmons join us to drop some gems in this educational episode. 

Shay schools us on everything thing from cleaning up and rebuilding your credit, to the best financial investments to make for your personal financial future! 

Big THANK YOU again to  Ms. Shay Simmons! She is our first first guest on our podcast.

TAP IN WITH SHAY @ay_yoredd 

www.getoutthered.com

[Question from our interview with financial therapist Shay Simmons]

1. What’s the difference between and credit score and a credit profile? Which one is more important?
2. Do you think it’s important to have a professional repair your credit? When looking for a financial specialist to fix your credit what are key things to look for?
3. Why do the credit scored vary amongst agencies?

4. What key factors affect your credit score?

5.  if you are starting with no credit or starting over with bad credit what are some tips do get your credit on track?

6.What’s the difference between a secured and unsecured credit card? 

**Is there ever a good time to be a co-signer for someone else, be it a friend, lover, or family member? 

INVESTING:

1.How important is saving?

2. what tips do would you give on getting on a budget? 

3.difference between an asset and liability?

4. What are some core investments that every novice investor should have in their portfolio? 

5. Is life insurance necessary?

6. We are just coming out of a year long pandemic, and it’s been hard for many of us. How do you think things like back rent/mortgage will affect housing markets and credit as a whole for many Americans ?