Moviepass hacks, Resy Plat 15x offers, Kudos & Pepper coins, Robinhood $2K free margin, increased Upgrade and BofA bonuses, US Bank app-o-ramas, Paxlovid bots, free burgers & Starbucks, chicken pot pies and much more!(06:34) - Credit Cards(30:3

Ep 63 - April Recap: $9,559 + 5K Points

May 7th, 2024 43m 17s

US Bank quadfecta app-o-ramas, Amex 10x & Chase 7x dining bonuses, Robinhood 1% brokerage matches, free cellphone plans & $20 phones, Target Circle Card churns, Pepper YOLOs & Ibotta IPOs, new Wells Fargo & cashbackmonitor discoveries and much

Ep 62 - The Big Churn: Glidepath Investment Strategy

Apr 24th, 2024 1h 11m

Final installment of the Big Churn series, exploring how to better optimize your retirement portfolio for maximum growth & longterm sustainability, and why Target Date Funds can delay your retirement and leave you retiring with less.(09:42) - B

Ep 61 - March Recap: $14,445 + 390K Points

Apr 5th, 2024 59m 32s

Tips for pulling up Amex 250K Business Plat, Robinhood IRA transfers & WeBull comparison calcs, min spend ideas & 10x dining, new award travel tools, Pepper app deep dive, Marley Spoon mealkits, free burgers and much more!(02:16) - Travel News(

Ep 60 - Booking Award Flights: Best Tools & Workflow

Mar 22nd, 2024 1h 1m

Do you have friends or family who pay cash for flights? Are you manually searching and comparing award prices? This episode dives deep into my award booking workflow and compares new tools like PointsYeah and Seats.aero and why they have become

Ep 59 - February Recap: $5,628 + 464K Points

Mar 8th, 2024 1h 6m

Massive Robinhood & WeBull transfer bonuses, new Amex 10x dining referrals, Hyatt Destination stealth devals, Marriott & Hilton FNC strategy, Target $50 coupons, increased Upgrade Savings bonus, Pepper 10% GC discounts, and much more!(02:38) -

Ep 58 - How To Book ANA & Japan Airlines First & Business in 2024

Feb 20th, 2024 45m 33s

Deep dive into the current state of ANA award bookings, new alternatives from Japan Airlines, why Cathay Pacific is the best JAL partner, plus tips for booking.(04:02) - ANA 2024 Update(16:22) - New alternative: Japan Airlines(24:44) - Why Cath

Ep 57 - January Recap: $3,052 + 362,500 Points

Feb 6th, 2024 56m 31s

TMobile Keep & Switch shenanigans, better Capital One offers, Amex Platinum retention strategy, Robinhood unlimited 1% and 3% transfer matches, increased Upgrade and M1 referral bonuses, HelloFresh 75% mailers, and much more!(00:00) - January U

Ep 56 - 2023 Recap: $36,417 + 2.47 Million Points 🤯

Jan 19th, 2024 56m 7s

December churning recap & 2023 earnings breakdown, plus a bonus recap of podcast listener & subscriber stats, along with a special announcement!(06:22) - Credit Cards(15:44) - Banks(21:55) - Brokerages(22:41) - Discounts & Freebies(27:58) - Fin

Ep 55 - The Big Churn: Roth Conversion Ladders

Dec 15th, 2023 43m 46s

Deep dive into the fascinating world of Roth IRA loopholes for early retirement, tips for optimizing income to reduce taxes & maximize ACA benefits, plus common mistakes to avoid.(0:00) - Why Roth IRAs are amazing(7:38) - Roth IRA Basics(10:32)

Ep 54 - November Recap: $1,724 + 250K Marriott

Dec 5th, 2023 59m 52s

Black Friday haul 😤, major Hyatt & Avis news, 190K Amex Biz Plat hacks, tips for Southwest recons, increased Venture X bonuses, Kona mini trip report, HelloFresh free box codes, ACA silver plan updates, and much more!(01:45) - News & Updates (

Ep 53 - The Big Churn: ACA Health Subsidies

Nov 17th, 2023 36m 50s

First in a multi-part series on churningFIRE, diving deep into early retirement hacks that make FIRE more attainable, and why having a churning mindset is particularly useful.(0:00) - Intro to churning healthcare(6:40) - How ACA actually works(

Ep 52 - October Recap: $4,180 + 270K Points

Nov 2nd, 2023 42m 10s

Redcard churns are baack, new Capital One & Sapphire lounges, Southwest companion pass season, Amex incognito offers, Robinhood transfer bonuses, almost-free Netflix premium, CLEAR hacks, cheap Mario and much more!(00:59) - News (RedCard, Wyndh

Ep 51 - How Buying Groups Work

Oct 17th, 2023 33m 20s

Where to find them and which ones to join, how taxes work, what a typical order flow looks like, plus risks and workarounds for avoiding common pitfalls 🤓(02:58) - Basics of buying groups(04:33) - Why use buying groups(06:44) - Typical order f

Ep 50 - September Recap: $2,988 + 450K Points

Oct 5th, 2023 58m 34s

Airline status matches and Globalist hacks, new bonuses from Morgan Stanley & Chase Inks, BofA app-o-ramas, new iPhone 15 Pros, Rakuten mealkit moneymakers, burger crawls, free peloton water bottles, and much more!(01:43) - News (Prime day, Glo

Ep 49 - Ally & Fidelity: Best Hub Accounts for Churning

Sep 19th, 2023 39m 46s

Deep-dive into the unique features that make Ally and Fidelity the best hub accounts for churning bank and brokerage bonuses.(3:54) - Ally $200 checking bonus(4:45) - Ally savings account(6:16) - Ally transfer limits & volume 🚀(7:40) - Ally sc

Ep 48 - August Recap: $7,835 + 40K Points

Sep 5th, 2023 38m 24s

Another blockbuster month, with bonuses from US Bank & MooMoo, new offers from Ally & Fidelity, CC spend from buying groups & Kroger, updates on Save, Chase ACH & I-Bonds, freebies from Amazon & Peloton, and much more!(00:34) - Intro(03:52) - C

Ep 47 - How to Maximize Kroger Fuel Points

Aug 16th, 2023 20m 5s

Walkthrough of how the lucrative but confusing Kroger Fuel Points rewards program works, including tips for both casual and higher volume methods of maximizing the program.(00:34) - Kroger overview(06:28) - How the Fuel Points program works(10:

Ep 46 - July Recap: $10,893 + 165K IHG

Aug 1st, 2023 33m 36s

By far the biggest month to date, thanks to massive bonuses from Wells Fargo and MooMoo, along with Gateway, Oxygen, Upgrade, UNest, Amazon, and many more!(1:31) - News (Private Discord, MGM/Hyatt/MGM, PD TV, Kroger, Hanscom)(8:07) - Credit Car

Ep 45 - Deal Alerts & June Recap

Jul 11th, 2023 43m 2s

Exciting news on a new Deal Alerts feature, along with a detailed breakdown of $1,410 + 195K worth of churns in June, including the massive MooMoo referral bonus, new Chase Ink Preferred offer, RedCard news, Prime Day & more!(1:43) - News (Deal

Ep 44 - Asking for More: How to Ask for Upgrades, Discounts & Free Stuff

Jun 21st, 2023 38m 15s

Most of us are out of practice, and bad at it. Like public speaking, it's often avoided. So where do people go wrong, what can you do to improve, and how do you apply it to real-life scenarios, like hotel check-ins?(0:00) - Why ask for more?(5:

Ep 43 - May Recap: $2,660 + 250K Marriott

Jun 7th, 2023 40m 48s

Redeeming Marriot Bonvoy free night certificates in Hawaii, the new I-Bonds rate and alternative 5%+ options for parking cash, an easy hack for half price pet food, why we're transferring all of our brokerage accounts to Fidelity, plus much mor

Ep 42 - April Recap: $1,060 + 219K Points

May 9th, 2023 35m 14s

Back in the swing of things in April, tackling brokerage bonuses from Wells Fargo, Ally, Fidelity, MooMoo, plus big SUBs from Chase Ink, IHG & Marriott, US Bank and Gateway, along with some easy churns from Oxygen, Target, and Amazon.(2:11) - W

Ep 41 - March Q1 Recap: $3,050 + 394K Points

Apr 11th, 2023 33m 34s

Full recap of churns from Jan, Feb and March, including big bonuses from Huntington, Wells Fargo & Chase, plus deals, discounts & freebies from Hellofresh, Target RedCard, Amazon, Wendy's & more!(1:52) - Banks (Huntington, Live Oak, Laurel Road

Ep 40 - McDonalds Madness: Secret Menu Deals

Mar 21st, 2023 19m 4s

Kicking off Season 3 with a deep dive into the hidden McDonalds rewards app secret menu, which includes insane deals on Big Macs, large fries, and breakfast sandwiches that can be churned EVERY DAY.Disclaimer: please don't eat McDonalds every d