Episode Transcript
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0:00
Hey, Dream listeners, it's me Jane.
0:03
Did you forget about me? I
0:05
have not forgotten about you. There's
0:08
something I've been wanting to tell you for a very
0:10
long time. The Dream is coming
0:12
back. We'll be releasing new episodes
0:15
right here on this feed in
0:17
just a few months, and maybe someday
0:19
I'll tell you why it took so long. In
0:22
the meantime, we've been working on a new show called
0:24
Other People's Pockets. It's
0:27
hosted by may Allow, a former
0:29
investigative journalist for the La Times.
0:32
Other People's Pockets, or OPP
0:34
as we like to call it around the office, it's
0:36
about other people's money, but unlike
0:38
a lot of other money podcasts that give
0:40
advice about how to make more of it, Maya
0:43
just wants to know how we spend it and how
0:45
we save it, and most importantly,
0:48
why we all get paid different amounts
0:50
compared to the same person sitting right
0:52
next to us, with far less experience. OPP
0:56
is full of real numbers. We're
0:58
talking salary, net worth,
1:01
net worthless, all the good
1:03
stuff. In each episode she
1:06
goes there, it gets uncomfortable, which
1:09
is fun. And today we're turning
1:11
the tables on our host. I'm
1:13
taking over Maya's show, and I'm going
1:15
to be asking her everything she puts
1:17
to her guests, and she has to
1:20
answer because she said you would. So
1:22
without further ado, Maya,
1:25
welcome to your own show. Thank
1:28
you, it's great to be here.
1:31
Tell me a little about yourself. What you do.
1:34
I created and also
1:36
host this podcast
1:39
that you're listening to called Other People's Pockets.
1:41
And I am a
1:44
journalist and a researcher
1:47
and have done
1:49
many things, but now one of the main
1:51
things I'm doing is this podcast. One
1:54
of the main things. What else are you doing? I
1:57
also have a company and I do financial
1:59
investigation type research
2:02
through that. So I was
2:04
a journalist an investigative reporter
2:06
for many years and then left
2:09
that. And I only mentioned that because a
2:11
lot of the skills of reporting
2:13
are the same in other industries,
2:16
and so now I've applied that to this
2:18
whole world of financial
2:21
investigations. So, like, one of my clients
2:23
is an investment firm, and I helped
2:25
them research different investments,
2:28
different people behind investments,
2:30
like trying to get to the heart of like
2:32
understanding a company or something like that.
2:35
Okay, and how much do you make doing that?
2:38
So last year that
2:42
was one of my main sources
2:44
of income, and I made
2:48
around two hundred thousand dollars a
2:51
year last year. I
2:54
don't know that I'll make that much this year,
2:56
just because now the podcast is
2:58
picking up and I have you know, like yeah,
3:01
I need to dial up and dial down different things.
3:03
But yeah, and then on this show,
3:05
how much do you make? So
3:08
on this show, I my
3:11
contract is for thirty
3:13
five episodes. That's how many
3:15
episodes are in a season, and we
3:17
do a weekly show, so that
3:20
that's really less than a year. But so if per
3:23
season I'm being paid
3:26
I think around one hundred twenty two thousand
3:29
dollars as a base payment,
3:31
and then I
3:34
get revenue share, so
3:36
I make twenty five percent of any
3:38
ads, subscriptions, if
3:40
we do events, merchandise,
3:43
anything like that, and then there's you
3:47
know, separate This hasn't happened,
3:49
but like separate percentages
3:51
for if I were to ever do a
3:54
book or a TV show or anything
3:56
based on that. But so the derivative works or IP
3:58
stop. Yes, can I tell you a secret?
4:01
Yeah, you make so much more
4:03
money than me, Like
4:05
so I mean overall or for the
4:07
podcast. I mean I probably
4:10
in a year maybe make what you make on the podcast.
4:13
Uh yeah, maybe, but
4:15
I don't know you make so much more money than
4:17
me. I don't. I don't know that I'm going
4:19
to make that amount
4:21
again, you know, like because just because
4:23
of like how much do I want to work? Or
4:26
like how much can I work? How much
4:28
do you want to work? I mean, I I work full
4:30
time, but I don't I don't
4:32
like hustle and grind the way I used to. So
4:34
like right now how much I work is is
4:38
how much I want to work? Um,
4:41
but I just don't. I don't want to like be
4:43
like, oh my god, it's nine pm and I need
4:45
to like work for two more hours to finish
4:47
something. I mean, I
4:50
there's obvious reasons why not.
4:52
But can you tell me why not? Was
4:54
there a moment where you were were you I
4:57
don't know, brought it up in therapy or like wrote
4:59
it in your plan or like I'm not going to do this anymore?
5:02
Well, I mean, I had a child
5:04
three years ago, and that
5:07
has been a huge shift in my life,
5:09
and I just don't. I mean, I you know, taking
5:12
care of a child is kind
5:14
of another job. You know. It's like when she comes home,
5:16
then I have that job. And my
5:18
husband does too, But like you
5:20
know, that takes a lot out of you, and so by nine
5:22
pm, I'm completely exhausted.
5:25
And I think I just have a different
5:28
outlook on grind
5:30
culture. Like I think it was probably
5:33
necessary for me when I was younger
5:36
and had to prove myself and I had more
5:38
energy in my twenties, and I loved it, like I
5:40
loved that I stayed at the office
5:42
until eight pm or whatever. But
5:45
yeah, now I'm just like you know, I
5:48
really want to work smarter, not harder,
5:50
and like, I
5:52
have a life and I
5:55
just don't have the
5:57
energy that I used to and I want
5:59
to Like now I feel kind of I'm
6:02
equally ambitious, but now I'm more ambitious
6:04
about achieving
6:06
quote unquote work life balance. Like that
6:09
feels like also
6:11
a hard thing to achieve, so I
6:14
might as well be ambitious about that. Will
6:24
you would take me back to your first
6:26
job. I
6:28
think my first job I was in middle
6:32
school. I don't know when, like child
6:34
labor, this began, but I think
6:37
I was in middle school. Maybe I was in early high school.
6:39
I worked very
6:41
part time at this local
6:44
gift store, wrapping presents,
6:47
and it was only in the holidays that I
6:49
did that particular job, but when they had
6:51
a bunch of people buying stuff and needed help
6:53
wrapping presents, I would do that. How
6:56
much money did you make rapping presents? It
6:59
would have been been own wage, which I don't remember
7:01
what that was. And what year
7:04
was this? This was in
7:06
the late nineties.
7:09
Okay, yeah, so you're
7:11
wrapping presents. What's your next job? The
7:14
next job I had was at Bernini's
7:17
Bistro in Lahoia, Lajoia,
7:20
the town of Doctor SEUs. Is
7:22
it? Oh? Yes, yes, How do you know that?
7:25
Oh? It's famous for being that it looks like a
7:27
Doctor SEUs book, like
7:30
you know, like all the crazy trees and the weird
7:33
houses on cliffs, and like if you read
7:35
any of the Doctor Seuss books, that looks just like
7:37
the walruses
7:41
and weird or whatever those seamed lions are,
7:44
like the houses up on the cliff, and like
7:47
weird topiary looking bushes
7:49
and dolphins and stuff. I don't know. And
7:52
just for our listeners who are not familiar with
7:54
southern California, aside from Lahoiah
7:56
being the home of Doctor SEUs, Lahoia
7:59
is so yes,
8:01
it is very fancy, rich
8:04
people town. It's where the Kardashian's grandma lives.
8:07
Oh that I didn't know, you know, all
8:09
this Lajoya trivia that I didn't know.
8:11
So, yeah, Lahoya is a very
8:14
it's all right on the water. Um, Lajoya
8:17
Shores is one of like the best beaches,
8:20
considered one of the best beaches, and it's in you
8:22
just because it's very clean and and like the waves
8:24
are nice and it is a very
8:26
Yeah, it's it's a very kind
8:29
of ridiculous but
8:31
beautiful um area.
8:34
I'm assuming you lived near by Lahoya.
8:37
I lived probably a twenty
8:39
minute drive on the freeway
8:41
to the east. Yeah, I lived
8:43
in it in an area that was like
8:46
a suburban. It
8:48
was like upper middle class, but
8:50
definitely not like so.
8:53
I actually went to church in Lahoya. That
8:55
is why I
8:58
was even like in that area,
9:01
and like meeting the like
9:03
Lahoya High kids, like
9:05
they're like there was like a different a
9:09
different um level of
9:11
like wealth and water polo noss
9:14
um. But yeah,
9:17
do you remember having feelings about the rich kids.
9:20
Yeah, I mean I think that then I felt
9:23
like a lot of envy around stuff
9:26
like that. But in high school, when I had the
9:28
job at the restaurant. I think
9:30
I felt kind of like those
9:32
kids are just really different, like I,
9:35
I just didn't identify with them. I didn't
9:38
identify with the
9:40
water Polo crowd. I
9:42
was a little bit more like alternative. It's
9:45
very specific, by the way. I don't think a lot
9:47
of people I want
9:49
to pull across crowd. So
9:51
I think I just kind of was like, okay,
9:53
whatever, But I was. I was aware of
9:55
it for sure. Will you tell me a little
9:58
about your upbringing around money, Like you
10:01
told me that you guys were upper middle class. Yes,
10:04
And I that sticks in my head
10:06
just because I remember asking my mom
10:09
what class we were at some point growing up, and
10:11
that's what she said, and so I just take
10:14
it as fact, like, yeah, okay, that's
10:16
what we must have been at the same
10:18
time. For us, there was a lot of
10:20
treading water that went on to maintaining
10:23
our upper middle class status, especially
10:25
after my parents got divorced when I was around eight,
10:27
and you know, one point, my mom
10:30
had her own business and was not bringing
10:32
in much money and we barely
10:34
held on to our house. You
10:37
know, my mom really worked
10:39
her ass up, and really both my parents
10:41
did to maintain what
10:43
we had. My mom was putting absolutely
10:46
everything on credit cards at one point. So
10:49
there was just a lot that was kind
10:53
of holding up the appearances
10:55
and kind of keeping it all going even
10:57
when it wasn't always going so well. So
11:06
my parents were both retired, but my dad was
11:09
an architect and a construction
11:11
manager, and my mom was a
11:14
public television producer and then later
11:16
a university administrator.
11:20
Yeah, I definitely remember there
11:22
being one point where there was this
11:25
road, this big road that we
11:28
were near, and if you crossed to the other side
11:30
of the road there was like
11:33
these like McMansions and like bigger
11:36
houses. And I had a friend over there and
11:39
I was probably, I want
11:41
to say, I was like nine or something, and
11:44
I went over to my friend's house and played there,
11:46
and she just had this huge house. It
11:48
was just amazing. And my dad
11:50
was driving me home from the play date, and I was kind
11:53
of like, oh, like, why can't
11:55
we live over on that side of the road. And you
11:58
know, at so and so's house
12:01
we did this and this and this, and he was
12:03
so stern with
12:05
me and like, Maya, like,
12:09
you have no idea the
12:11
sacrifice as your mom and I have made to have
12:13
the house that we do have like don't
12:16
you ever like I don't ever want to hear
12:18
this conversation again. This is absolutely ridiculous,
12:21
And he's right because it
12:23
was fine. Yeah, And I feel like everybody,
12:25
no matter what status they had, like
12:28
they always have some story about like, well, like
12:30
I wasn't like these other
12:32
people that I knew growing up, and it's like, yeah,
12:34
but you were also fine. So that's also me.
12:36
Like I felt growing up,
12:39
certainly when I was in high schools like oh this is so
12:41
vanilla and like so boring, but
12:45
I would not say it was like Truman
12:47
showy or like it
12:49
wasn't I don't know. Also,
12:51
like, so the celebrity from my neighborhood
12:54
is Kyle Mooney, the comedian,
12:58
So I would love like maybe
13:00
he needs to like I need like
13:02
another perspective because like, let's get him
13:04
on the show. I want to call le money right now.
13:07
Love. I would love his take on
13:09
he like has some comedy about growing
13:11
up in Script's Ranch, which is the name of the neighborhood
13:14
and the whole YouTube
13:16
channel. Yeah, it was like exactly about
13:19
growing up there. Yeah, so
13:21
like like reporting live from like the taco
13:23
shop. Yeah, that was very much my childhood and
13:26
it's time. I'm Todd. What up? Eric? And
13:29
this is inside Socco. We give you the inside scoop
13:31
on SoCal Live Style. Now
13:37
for our financial report, we're gonna go to our boy Nate.
13:39
What up dude? Um? Yeah, So
13:41
like in financial news, Um, Sean
13:44
and I worked for my dad last weekend doing like landscaping
13:46
and shit, and we got paid like two bucks
13:48
each step. If
13:51
your daughter who lives in Mexico City,
13:53
huh, and who's gonna reach consciousness
13:56
and gonna form core memories?
13:59
Yeah, if you're our work to go from where she lives
14:01
now to the what's it called
14:03
scripts Rand Scripts Rand? What would
14:05
her assessment be? Um? We
14:08
we joked by the way that there should be
14:10
a strip club they're called strips
14:13
Runch, but that has not opened yet.
14:15
Um, what would her assessment
14:17
of it be? Yeah? Um yeah,
14:20
I mean she would probably be like she
14:22
would the one of two things. She could,
14:24
on the one hand, be like this is freaking
14:26
awesome, like you
14:29
know, there's places to swim
14:31
and walk and play, or she
14:33
could also be like this is really boring
14:36
and why do I have to drive
14:38
everywhere? So I guess it depends
14:40
on which age she's at. Yeah.
14:42
Okay, so, um, you grew up
14:44
in this um
14:46
inside so called inside SoCal. Okay,
14:48
so you grew up inside SoCal. Yes.
14:51
Yeah. If anyone wants
14:53
to know how I grew up, just Watchcal.
14:57
Yeah okay, you grew up there you are.
14:59
Then you go to La Joya and you work at
15:02
a as a hostess because you're pretty
15:04
at a restaurant. Oh wow, that's
15:06
what it is, isn't it? Like
15:08
the girls are always the hostess? Well?
15:10
Also, I didn't have any skill, so
15:13
yeah, I didn't have any like waitressing
15:15
skill. You only had to work one day a week
15:17
all through high school. Um
15:20
yeah, wow, what did you
15:22
get to do with your money? Um?
15:25
I mean I think I was probably like supposed
15:27
to save x percentage of it,
15:31
but you didn't. You just spent Wait what did you?
15:33
What did out? When I was sixteen? So I spent it on rent?
15:35
But before that I had to pay my own lunch.
15:38
My mom wouldn't pay for my lunch. Um,
15:41
cigarettes, beer, those are good
15:43
things. Um what else? I
15:45
didn't have a car, bus tickets,
15:48
you know, to get around. Acid.
15:52
Acid was like the most my biggest
15:55
extents in like ninth and tenth grade
15:57
because it was like seven dollars. If
16:00
a pack of cigarettes is one dollar an acid seven,
16:02
it's kind of hard to like justify it,
16:04
but I would just skip meals. So seven
16:06
dollars per what
16:09
what do you call it? Like per square,
16:11
per tab, per experience? Yeah, okay,
16:14
that was very expensive, especially because when
16:16
I was working, it was like the minimum wage
16:18
was like in the two or three dollars range, right,
16:21
so I would have to work for two
16:23
or three hours to afford
16:26
one hit of ascid one. Yeah,
16:29
budgeting anyway,
16:37
get us up to where we are now. If
16:39
you just want to like list off the jobs that
16:41
you had and what you remember making. Yeah,
16:45
So after college, I
16:47
had a job at a law firm in New York.
16:50
I thought I wanted to be a lawyer, and I thought it'd be good
16:52
to work at a law firm for a while. Ended
16:54
up definitely not wanting to go to law school
16:56
or be a lawyer. But I why
17:00
part of it is the dress code. I
17:02
just was like, I can't
17:04
wear these suits every day.
17:06
Like I remember there was somebody, some
17:09
other lawyer who's not from our firm, who came
17:11
in and she was like in
17:13
the kitchen or something of the office,
17:16
and I was just like she
17:18
had like this colorful, cool,
17:22
offbeat like still
17:24
professional looking, but like colorful,
17:27
like scarvy kind of like
17:29
maybe she could also have been an art
17:32
professor. Like it was like just
17:34
not And I remember being like where did you
17:37
get your like what And
17:39
we talked all about like the dress
17:42
code of law firms and like how stifling
17:44
it is. And anyway, I
17:46
think I just was exploring
17:48
a really different side of myself.
17:50
And it had been a thing
17:53
that I had said to everyone I was going
17:55
to do, and so told myself like I'm
17:57
gonna go to law school, and so
17:59
it actually became kind of fun
18:01
at some point to be like I'm
18:03
not even going to do the thing that I told everyone
18:06
that I was going to do, Like whoops, Like I
18:08
don't know. After that, I joined the Peace
18:11
Corps and like during that time, I just
18:13
really reevaluated things. And there are so
18:15
many things about your life. I got
18:17
to say, Maya, that makes you sound so rich,
18:20
like
18:25
like joining the Peace Corps,
18:27
how do you pay for life when you're in the Peace Corps?
18:29
You don't, so you get to put all your loans
18:32
on hold when you're in the Peace Corps nice,
18:35
like you get to literally press pause,
18:37
you don't, they don't accrue interest, and
18:41
then your expenses are covered when you're
18:43
in there. Yeah, all of your expenses are
18:45
covered. Where did you go?
18:48
I was in Senegal in West
18:51
Africa. So if
18:54
you don't have a need to
18:56
like bring in a lot of money for
18:59
two years, like, it
19:01
is definitely a privilege
19:03
to not like have to bring in a
19:05
certain amount to support your parents or
19:08
somebody else. Do they pay you in the
19:10
Peace Corp at all? Yeah, So
19:12
technically you're called a volunteer, but
19:15
you do make a small stipend
19:18
and it's enough to like
19:21
survive in whatever country
19:23
you're in. Are we talking hundreds
19:26
or are we talking thousands a month? Gosh,
19:29
I think it was a hundred
19:31
dollars a month or something like that.
19:33
Yeah, So then you get out of the Peace
19:36
Corps and then I
19:38
got a job at the New York Times. As
19:41
one does, as one does,
19:43
And I'll tell I could tell you, like how that happened,
19:46
to tell me. So, when I was
19:48
in the Peace Corps, I was really interest
19:50
started to be interested in writing and
19:53
in journalism, and a
19:56
really smart friend
19:58
of mine in the Peace Corps because I was. I
20:00
had so I had lived in New York before and I was talking about
20:02
going back to New York after and I was like, oh, I guess
20:04
when I go back to New York, I'll like start networking
20:06
in journalism. And she was like,
20:08
what are you talking about. You should network here
20:11
in Senegal. And I was like, who
20:14
is there to network with here in Senegal? And
20:16
she's like, there's journalists all
20:18
over the world, like international journalists
20:20
based into a car. Yeah. I would
20:23
reach out to people, and I ended up
20:25
reaching out to the person that was then
20:27
the New York Times bear chief for West Africa
20:29
and he lived in a car. Yeah,
20:32
So like through that connection is how I ended
20:34
up getting a job at the New York Times.
20:36
How much was your salary at the Times?
20:38
Fifty thousand dollars a year. Do
20:41
you get any benefits with that or is it like a contract
20:43
thing? No, I was staff, so
20:45
I got health benefits and stuff. Then what So
20:48
then I really wanted to try
20:50
to be a reporter, and it was very hard
20:52
to move up with the New York Times. So I
20:54
had some mentors tell me like, you
20:56
should try to go be a crime reporter in the South
20:59
and So I got a job at the Shrewport Times
21:01
in Louisiana, and I think my salary
21:03
was around thirty eight thousand dollars a year there,
21:06
And then how long did you do that? I
21:09
was there for a little over a year, and then
21:11
I went to the Advocate in Baton
21:13
Rouge, Louisiana and made forty
21:15
two thousand dollars year. I
21:18
did get raises there up
21:21
to I think I got up to like fifty thousand
21:24
dollars there and then significant Like
21:26
if you're talking starting at forty, that's pretty
21:28
great. It's not like a two percent
21:30
three percent raise, you know, that's a that's
21:32
like a merit raise. Yeah,
21:35
And also like looking back on it,
21:38
it was kind of amazing that I was able
21:40
to get raises because then later at the La
21:42
Times that was a job
21:44
ahead. After that it was really hard to get a raise
21:46
really at all. Yeah,
21:58
I want to be more like your parents as a but
22:00
like your parents couldn't be more different from my parents.
22:03
Like my parents have a lot of ideas about like um
22:06
morals and money and ethics and money and
22:08
like you know, like the prosperity Gospel ship and
22:10
like if you're not working really hard all
22:13
the time, you're not going to appreciate what you
22:15
have that kind of stuff, and
22:18
that no one should get a hand out all that crap. I
22:21
don't I don't agree with it now, But can
22:24
you just talk to me about like what your
22:27
parents taught me about
22:29
money? Yeah, and what did they get
22:31
taught about money? I
22:34
feel like I grew up feeling
22:37
like money was not
22:40
something that should be your
22:42
main goal in life, and that you
22:46
know that the people who did really
22:48
prioritize money or want to make a lot of money
22:50
were like lame and stupid
22:54
and like didn't have any culture,
22:56
and like, you don't want to be like that.
22:59
You want to be someone who changes
23:01
the world or like at least like tries to make the
23:03
world a better place. Isn't trying to
23:05
like take resources from other people. And
23:08
you should want to make like enough
23:10
money. But but that's
23:12
kind of where I
23:15
have now interrogated that further because I'm like, what
23:17
is enough or like what like
23:19
you should just want to make like an
23:23
amount that sort of maintains
23:25
sort of your current standard
23:28
of living, which now
23:30
I believe is actually a lot
23:32
of money. You know, my
23:36
ideas were very like you
23:38
should study hard
23:40
and then like hopefully
23:43
you'll get to do something that
23:45
you really love and that's really cool and
23:48
you know, like you're not going
23:50
to be not making any money, but
23:53
but the paycheck is not something that you
23:55
should be thinking about. Like that's kind
23:57
of I think the mentality
24:00
that I grew up with. I
24:02
guess they probably saw themselves as like intellectuals
24:05
or whatever. Like they kind of felt
24:07
like if you're doing something that's really
24:11
interesting and impactful,
24:14
like that is like that has the most
24:16
cachet. Yeah.
24:18
I think my mom had had a similar
24:21
mindset, Like she went to a school
24:23
that was very social justice oriented.
24:26
She felt like the people who
24:29
you know, they just like maybe they own a home
24:31
and they have their little yard and they
24:33
have you know, just like the things
24:35
they need, like that that's like honorable. That
24:38
it's like actually honorable to not make a lot
24:40
of money. That's like
24:42
what she believed.
24:45
I wish that was like true
24:47
still, I know, and like that you
24:49
didn't have to be a millionaire to have a
24:51
little tiny house. Yeah,
24:54
and that's why I kind of am like I
24:57
think that it's a little maybe simplistic
25:00
to be just like, oh, you know, like
25:02
you don't need you don't need anything and
25:05
just you know, put your head down and save
25:07
your pennies. It's like that's not gonna
25:12
Yeah, You're gonna have to like be pretty
25:14
smart about what's happening
25:17
and be really honest with yourself about what kind
25:19
of life you want. Tell
25:26
me about your move and
25:28
how that like the money decisions
25:31
around your move. So
25:33
we were in Seattle because we
25:35
really didn't like the place that we were living
25:37
in in la which was like surrounded
25:39
by barbed wire and not great.
25:42
Um, So we moved to Seattle
25:44
to be near my sister, whose kid is
25:46
the same age as ours, and then
25:49
we decided to move to Mexico City, which is where
25:51
we are now. You know, that was basically
25:54
an opportunity that came up because of my husband's
25:56
job, and it was not
25:58
like a mandatory thing, but it was like you
26:01
can, like you could live in
26:03
Mexico City and continue to
26:06
expand your portfolio of work in Latin
26:08
America, and so it
26:10
was just an exciting thing. I think we
26:12
kind of also felt like we have a
26:14
few more chances maybe to move before
26:16
our kid turns five and
26:18
needs to go to kindergarten. I
26:21
think in terms of the money considerations, I
26:23
think that it did feel attractive
26:26
and interesting to move
26:28
to a place where we could save
26:31
some serious money and
26:34
also just be living in a really interesting
26:36
international city. And I mean it should
26:39
also be said that, like, it
26:41
is very colonialist
26:43
to decide as an American
26:46
that you want to live in Mexico. Like, there's
26:49
a lot of people around the world that
26:51
would love to just decide to live in the US
26:53
and they can't. So it's not
26:56
something that I take lightly.
26:58
And like it is very complicated
27:00
to just move somewhere like this. Is there anything
27:03
that since you've been there where you're like, wow, this
27:05
is so much cheaper. Oh
27:07
m, we have a personal trainer. Oh
27:09
we Jesse and I go together and it's twenty
27:11
five dollars a session for both of us.
27:14
Wow, that's so good. Now
27:16
you're living in Mexico City, you're living
27:18
off of his income. Ye, you're
27:21
saving your income. Yeah, what
27:23
would you say you're not worth is right? Now? Do
27:26
you own anything? No, we don't
27:28
own anything. Okay, we
27:30
don't own cars. We sold both
27:32
of our cars before moving here. Do you
27:34
have debt? No, we actually
27:37
just paid off Jesse's
27:40
and mine, well mine, we're technically paid
27:42
off a bit beforehand, but
27:45
we just paid off Jesse's maybe
27:49
a year or two ago. The student
27:51
loans. Yeah, oh
27:53
my god. He's forty
27:55
forty eight. Oh my god, and he's just paid off
27:57
his student loans. That's amazing. That's criminal.
28:00
Yeah, I know. So
28:03
I think together we
28:05
are net worths like four hundred thousand dollars.
28:07
Wow. So it's basically a yeah,
28:09
retirement and then I
28:12
guess some savings and cash.
28:20
I feel like we've talked about this before, but if you
28:22
just want to refresh me, like the choice
28:25
to have one or two or more kids
28:27
for you really came down to money.
28:31
I mean, in part we've decided
28:33
to have one kid just because we really don't think
28:36
we can handle too. Like our
28:38
one is she's
28:40
amazing and she's just
28:42
a huge personality, and
28:45
she's three, so I'm like, we can't
28:47
have another, Like I'm just getta how people do
28:49
this again. But it is also
28:51
partially like we're like
28:55
in a good place now and I
28:58
don't want to go backward. I want
29:00
to feel like we're like putting
29:02
money away and I don't know, moving
29:04
forward and maybe going to be able to buy a house
29:07
one day. Or something that you may feel like purchase
29:09
that you're looking forward to. I
29:11
would say that's the main one, although there's
29:14
this part of me that is like,
29:16
maybe we're just not those people, Like
29:20
is there another part of you that's like we'll take the savings
29:23
and then not really have to work
29:25
much and live in an RV. Not
29:28
in an RV? Why? Um, but
29:31
I want an RV because
29:35
I don't know, like I've never liked personally.
29:39
My thing is more like maybe
29:41
we are just the type of people
29:43
that are just going to keep moving around to
29:45
cities and yeah,
29:47
to like cool cities, yeah,
29:50
or like I mean I would love
29:52
to live in Europe one day, Like yeah. In
29:54
terms of the money savings, like
29:57
yeah, it's just it's m to
30:00
me, it kind of represents like freedom
30:03
and stability and knowing, like
30:06
even having an emergency savings
30:08
account. Now I've
30:10
I've found how freeing that is
30:12
to be like, yeah, we're going to be Okay,
30:16
what is enough money? Is
30:19
it? Are you there? Is that the feeling you're having right now?
30:22
I mean I'm one of those people who there's
30:25
like different categories of
30:28
enough, like you
30:30
know, there's enough, Like I
30:32
haven't always have had more than enough, you
30:34
know, like I
30:36
I have food,
30:39
and I have people around me who
30:42
I love who love me, and I have
30:45
like a life and that's
30:48
enough. And at the same time,
30:51
like, are there other
30:53
things that I really want that would
30:55
feel even more like oh
30:57
okay, like now
30:59
we're good, or like, you know,
31:02
I just really want to get to that place like
31:04
yeah, like there's still I recognize
31:06
that I don't need those things. Do you know
31:09
what that place is? Like a dollar wise or
31:11
like possessions wise. I
31:13
mean, like I think possessions
31:15
wise, it's having
31:20
like a like a
31:22
soaking tub or like a bathtub
31:26
that I feel like everywhere, not
31:28
everywhere, Um, I think you could
31:30
probably do that right now, a soaking
31:33
tub. How much is it soaking? Like? But I can't
31:35
like I rent, like I can't like bring in
31:38
sure you can. Maybe
31:40
there's no room for it though, because there's like an existing
31:44
I feel like everywhere I live, I can't
31:47
have a hot bath because it
31:49
doesn't doesn't work like it
31:51
like there's only so much hot water and
31:54
then it starts to go cold, you
31:56
know, And so like that's one of those things where I'm like one
31:59
day day I'm going to have like
32:01
a piping hot bath and
32:03
like a huge stoking tub. You can come over
32:05
to my house next time you come to
32:07
La, I'll let you soak in my tub. Yeah,
32:10
we can enjoy the drought. Yeah.
32:16
I know it's fun and kind of voyeuristic
32:18
to dig into other people's finances.
32:22
How does it feel having the table turned?
32:25
Yeah? I think as of a few years
32:27
ago, I would have been like, oh, I don't think
32:29
I could do that, Like these
32:32
are conversations that I have a
32:34
lot. There's always a risk
32:37
when you talk about how much money you make
32:39
that somebody's gonna
32:41
like have a judgment about
32:44
it, like you sound so rich.
32:46
Like that was like interesting feedback
32:49
to get because it's like that's
32:51
your reaction. Like I think I
32:53
wonder like if it
32:55
makes you not like me
32:58
as much or like think something about out
33:00
me. I think that is why people
33:03
are uncomfortable, is like
33:05
they're worried about like not really the
33:07
number almost, but like what
33:09
what's the like added thing
33:12
that someone's going to say? You
33:14
know? Do you feel like it's important
33:17
work? Yes, I really
33:19
do. The more
33:22
I talk to people about this, like
33:25
and the more just I learned for myself,
33:27
like oh, this is how much someone makes like
33:30
it's just information and it's transparency,
33:33
and yeah, so I think it's really
33:35
great to learn, like, oh, that's an amount
33:38
that is you can make if you
33:40
want. And so I think for that
33:42
reason it's good. And I also just think, yeah, just
33:45
the questions that inspire
33:48
the most anxiety,
33:50
like sometimes just that is that
33:53
says something that says there's something that
33:56
needs to come out, or there's something there that's
33:58
worth exploring. So yeah, I definitely do feel
34:00
like I wouldn't like pat myself
34:02
on the back and be like, I'm like, you know,
34:05
saving the world, But
34:07
I do think like there is I
34:09
hope that there's good being done.
34:17
Yeah, Maya, I would love to have
34:19
you back on this show anytime. Oh
34:21
awesome. I would be an
34:24
honor. It would be an honor to be able to
34:26
do this now. Thank
34:28
you so much though for being so open.
34:31
Sure, thank you. Thanks
34:39
for listening to Other People's Pockets And
34:42
hey, this is a new show, so if you like
34:44
it, please leave us a review on Apple
34:46
Podcasts or wherever you listen. It really
34:48
really helps us out. Other
34:51
People's Pockets is written and hosted by
34:53
me I Allow. It's produced
34:55
by me along with Joyce Sanford and Dan
34:57
Galucci. Production help from Angela
34:59
van Our. Executive producers
35:01
are me along with Jane Marie and Dan Galuchi.
35:05
Other People's Pockets is a co production
35:07
of Pushkin Industries and Little Everywhere.
35:10
To find more Pushkin podcasts, listen
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on the iHeartRadio app, Apple Podcasts,
35:15
or wherever you get your podcasts. If
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35:31
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35:36
Maya Law, or on Instagram and TikTok
35:38
at it's Maya Money.
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