Unfortunately, sometimes it takes a potentially life-altering event to step back and reevaluate your life.

For our guest Joel, it was a potentially fatal car crash that his wife was involved in. Luckily she was okay!

But it was certainly a wake-up call.

After much reflection, they figured out what they truly valued and cut down their monthly expenses by a whopping 70%...

Yes, 70%!

These changes allowed them to reach financial independence just 4 years later.

Our favorite quote was “My worst-case scenario, is everyone else’s everyday scenario”.

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