0:00

Are you caught up on your history of what happened

0:02

in the fifteen hundreds with the separation of

0:04

church and state and the battle went down. Well,

0:07

you might know about the story when the

0:09

ninety five thesis was put under the church store, but do

0:11

you understand how was technology

0:14

that forced that change? And more importantly,

0:16

how does understanding that story

0:19

reflect and tell us, maybe highlight

0:22

and show us exactly what is happening

0:24

today when it comes to the terms

0:26

of not just our information today, but as

0:28

well as our finances and

0:30

our money. We're going to break down

0:32

what happened in the past fifteen hundred

0:35

so we can understand the rhymes of history

0:37

and how it's repeating, how we can see

0:39

the same things playing out, how

0:41

that leads into what's happening

0:43

in the world today, and more importantly, what

0:45

we can do to counteract these changes

0:48

so we can still win even as things

0:50

are devolving. And then eventually

0:53

where this all leads. It's going to be an amazing

0:55

conversation, one that I've talked about before

0:57

in different bits and pieces, but I haven't put it all together.

1:00

So let's just jump into it. If you're just tuning in,

1:02

you're listening to the Markomall Show. I like to

1:04

talk about the way the world is changing as

1:06

we look at through the lens of politics, finance,

1:09

and technology. So today we're going to be talking

1:11

about finance and technology,

1:15

not really so much politics, mostly finance

1:17

and technology, and we're going.

1:18

To be used history as our guide.

1:20

I love history because you know, there's the saying

1:22

those who don't understand history are bound to repeat

1:24

it. And I know that a lot of

1:26

times we hear these cliches so often that we start to

1:28

overlook them, but it's true. So

1:31

for example, if I had touched a hot

1:33

stove and burned my hand, that was in

1:35

the past, that was history. Well I would know that

1:37

if I touched that hot stove again, the same

1:39

outcome is most likely to happen.

1:41

I'll probably burn my hand again.

1:42

And so when we look through history, it's not that

1:44

the exact same things happen. That's why it doesn't

1:46

repeat. It rhymes, it's the rhyme. And

1:49

the reason why is when you understand the mechanics

1:52

of how that worked, what are the cause and

1:54

effects that transpired, So

1:56

it's not going to happen the exact same way. So,

1:58

for example, I touched the hot

2:00

stove before and I burned my hand.

2:02

Next time I bumped into the hot stove with my arm

2:04

and I burned my arm. Right, the

2:07

cause and effect you touch something hot,

2:09

you get a burn is real. Whether I burn

2:11

my hand or my arm changes. That makes sense.

2:14

And so when we look at history, we.

2:15

Want to understand the cause and effect so

2:17

we can understand what happens. And let's dig into that.

2:20

So let's go back in time. Now, I say

2:22

I've broken this dow many times that on

2:24

a two hundred and fifty year time frame,

2:27

we have a pendulum. The world swings

2:30

back and forth on a tune and fete your

2:32

time frame. Now, there's lots of cycles. There's

2:36

lots of cycles. Let's just jump to the eighty

2:38

four year cycle. It's been popularized by the book

2:40

The Fourth Turning. This talks about eighty year cycles.

2:42

Really it breaks down to about an eighty four year cycle.

2:45

It's not exact, and

2:47

they're like seasons and about every eighty

2:49

four years. We sort of have this Fourth Turning generational

2:51

theory. But we also have what's called like a populist

2:54

uprising or a regime change about

2:56

every eighty years eighty four years. So eighty

2:58

years ago was the Indworld Two. We saw

3:01

you know, Hitler, Mussolini, you

3:03

know FDR's New Deal.

3:04

In the United States.

3:05

About eighty four years before that we had

3:07

Karl Milk Marx wrote the Communist Manifesto

3:10

led to the largest revolution

3:12

that we saw in European history. About eighty four

3:14

years before that was the American

3:16

and the French Revolution. Now, if you

3:18

know much about cycles or charts, the

3:21

third time is the big strong one.

3:23

So three times eighty four equals two hundred

3:25

and fifty fifty two to be exact,

3:28

and that puts us two and fife year cycle, which basically

3:31

is like a pendulum swinging back and forth

3:33

to centralization and decentralization.

3:37

So right now you could argue we are at peak

3:39

centralization. Two and fifty years ago, you could argue

3:41

we were at peak decentralization. We

3:44

set up a decentralized

3:46

government the United States, a republic. Now

3:48

two and fife years before that brings

3:50

us back to fifteen hundred when

3:53

we were at peak centralization. You're

3:55

tracking with me here, Now, what was going

3:57

on in the fifteen hundred is that led to peak central

4:01

Well, it was technology that really

4:03

got us there, But we're not going to go further back than

4:05

that. But at that time, the church

4:07

and the state ruled everything right,

4:09

So the Catholic Church and

4:11

the government were working together to enforce

4:14

their will. Now, just like any government organization,

4:16

just like any central planned government, they

4:19

have to control the flow of information.

4:21

They have to control the narrative. They have to tell you the story

4:24

they want you to believe so that they can

4:26

maintain power. They can maintain that power

4:28

and control over you.

4:29

If you start to see a.

4:30

Different viewpoint, then

4:33

they'll lose their power, which is why you see like in China,

4:35

for example, they've had the Great Firewall

4:38

where they haven't allowed Western Internet

4:40

to get into their country. So you know,

4:42

they don't have Google or Amazon or

4:44

Facebook. They have their own versions of those

4:46

things that they can control because they don't

4:49

want their people in China to be influenced

4:51

by Western ideology.

4:54

Now, I don't think that's a good thing. I think we should

4:56

all be free to have information and we can make up our

4:58

own minds. Unfortunately, what I'm seeing today

5:00

is in Europe and the United States they're going

5:03

down the same path. Europe is fast tracking

5:05

having their own Great Firewall

5:07

up.

5:08

If you will. At the rate.

5:10

Europe is on right now, their internet could

5:12

probably even be dare I say,

5:14

more restrictive than what China's is. It's insane

5:16

to think like that. I'm not going to go down that rabbit

5:18

hole. But basically, controlling the flow

5:20

of information more importantly, like I said, controlling the

5:23

narrative is always the key. Now, going

5:25

back to this point, the church and the state

5:27

had that power, that control.

5:29

They had the.

5:29

Narrative and they told

5:31

the people what to believe. When it came to religion,

5:34

the people didn't have access to the Bible,

5:37

they couldn't hear directly, so you could only come to the church

5:39

to believe what they told you.

5:40

And the only way to get to God was through the church.

5:42

Very central. It was a central point. But

5:45

technology changed that. About seventy years

5:47

previous, we had the invention of a new technology

5:50

and it had been around longer, but a sort of fit mass production

5:52

of the printing press, and the printing press

5:55

then allowed the first thing that was printed were Bibles.

5:57

If people started getting the Bibles, they started reading the information

5:59

and they said, wait a minute, this

6:01

isn't what we've been told our whole life,

6:04

this isn't true that we don't have

6:06

to go through the church to get to God. We can have

6:08

our own direct path. Now, anybody

6:10

that read that, anybody that talked about it, spread that information,

6:13

was labeled a heretic. It was called heresy,

6:15

and they were put to death. I don't know

6:17

the stats. I'm guessing one hundreds of thousands, potentially

6:19

maybe millions of people were probably killed

6:21

over this.

6:22

But it didn't matter.

6:24

Once that information got out,

6:27

then it spread.

6:27

It spread like a virus. The information got.

6:29

Out because humans want truth, we want

6:31

information, and so it spread and no matter

6:33

what they could do, they couldn't stop it. And eventually

6:35

the monopoly that the church and state held

6:38

over knowledge came

6:40

part. All right, now, what does that story

6:43

have anything to do with today?

6:44

Well, there's a.

6:45

Lot of parallels today, but specifically I want to talk

6:47

about it in regards to the financial system.

6:50

I like to say on my main YouTube, Pianel Mark Moss,

6:52

if you're not checking out Mark Moss, you should check me

6:54

out over there. I use a lot of charts and graphs

6:57

and things like I can't do on the radio and podcast.

6:59

It's a lot more visual.

7:01

But I start out my show by saying trying to change

7:03

the way you think about money because almost everything

7:05

you've learned is wrong. Because

7:07

what we've learned is wrong. The central

7:10

power that controls the world today

7:12

has intentionally withheld information

7:15

from us in regards to finance and money as

7:17

well as they've misled us. Now,

7:19

about one hundred years ago, Henry Ford, the father

7:22

of the automobile and mass production, said that if

7:24

the American people knew how the

7:26

banking system worked, there'd be

7:28

a revolution before the morning. I've

7:31

used that quote before, you've probably heard it, but let's just break that

7:33

down.

7:33

What does that mean.

7:34

So if they knew how the banking system worked, really, how

7:36

the money system worked, is what he's saying.

7:39

And more importantly, the banks creating

7:41

money, issuing money, controlling the

7:43

price of money.

7:44

That's what he's talking about. And then he goes on to.

7:46

Say that there would be a revolution before

7:48

the morning. There wouldn't be a revolution

7:50

next week, wouldn't be a revolution coming,

7:53

not next year, not next week, not vote them out

7:55

in four years from now. No before

7:57

the morning. They wouldn't even go to bed, they'd go do it

8:00

right now. That's how upset people would

8:02

be. I remember years ago when my daughter was much

8:04

younger. How old was she maybe eight or nine years

8:06

old, and we were driving down the freeway and

8:08

I was kind of explaining to her how the banking system

8:10

worked and how you

8:12

know, basically the Fed Federal Reserve of just print

8:15

money, which then devalue steals the value

8:17

from our money that we still have in our bank account. And

8:19

I kind of broke this down to her in a very simple way that she could understand,

8:21

and she kind of looked at me puzzled, and

8:24

she said, why do.

8:25

People put up with this? Why do they

8:27

allow it?

8:28

And that was the mind of like an eight nine year old however

8:30

Shield was at that time, but it's exactly what Henry

8:32

Ford was saying. Now, how

8:35

are they able to do this? And how does this relate

8:37

back to the story. Well, today's

8:40

finance is very similar. Like I said, they don't

8:42

teach us these things, they don't

8:45

allow us access to this information.

8:47

So I want to break down what financial

8:50

literacy looks like country by country.

8:52

I want to look at some of the stats that we can

8:54

see inside the United States,

8:57

and it.

8:57

Is very very scary, talk

9:00

about.

9:00

Ways that we can sort of counteract this

9:03

ways that it's being counteracted. Now, just

9:05

like the technology of the printing press

9:07

broke that monopoly, and how technology

9:09

today is breaking that monopoly, how

9:12

you and I have a chance to front run that both

9:14

on our education side and our money

9:16

side, and a whole lot more. So I'm

9:18

gonna take a very quick break. You don't want to miss it. Don't

9:20

go away.

9:21

I'll be right back. All

9:24

right, welcome back.

9:25

If you just tune in, you're listening to the Mark Mass Show.

9:27

We're talking about how history from

9:29

five hundred years ago is rhyming

9:31

today and how the church and the state tried

9:33

to control just like any central power central

9:35

government does, had to control the flow

9:37

of information, had to control the narrative in

9:40

order to control or keep

9:42

their place of power and control. And

9:45

it was technology that broke the gap. Now,

9:48

like I said, today, we're seeing the same

9:50

thing. Back then, it was the church and

9:52

state that wanted its members to remain

9:55

actually illiterate. They didn't want them to learn how

9:57

to read, and they wanted them to stay

9:59

a literally so the state could protect its

10:01

monopoly on information.

10:04

Right, they had to protect their monopoly on knowledge

10:07

via the scriptorium. So the scriptorium was how they

10:09

would transfer that knowledge from generation to generation.

10:12

But again it was technology, the printing press that broke

10:14

that and the church's monopoly

10:17

and it was broken. And today

10:19

we're seeing the same thing where the

10:21

central planners the government want its

10:24

people, its members to

10:26

remain illiterate as well. They

10:29

want to protect their monopoly on money

10:31

printing and on financial policy, so

10:33

it doesn't happen. If they're able to

10:35

break that, then we could break the multi

10:38

century monopoly on money.

10:40

All right, So let's just break down some of this a little

10:43

bit here for you. So what are we talking about

10:45

here exactly? Well, as I said,

10:47

it's always technology to change things. But let's just start with

10:50

what are we seeing in terms of education

10:52

around finance. So what we might

10:54

call financial literacy is the

10:56

knowledge and understanding of key financial skills.

10:59

So some of these skills that you should probably have

11:01

is like budgeting and saving,

11:04

investing, retirement planning, things

11:06

like that, the ability to put them to use, you

11:08

know, in your life, in your fares and

11:11

things like that. But let's break

11:13

that down a little bit. So budgeting great.

11:16

Sure, we should live on less than we

11:18

we should, we should consume less

11:20

than we produce, we should live on less

11:23

than we created or produced. Right,

11:25

So if I make a thousand dollars, I should live

11:27

on less than a thousand dollars so I can save.

11:29

Okay, Look, that's budgeting. One on one. That's

11:31

saving. I get it.

11:32

Like I told you that you understand the importance

11:34

of it. Cool, we

11:37

should understand investing. Okay,

11:40

So I need a way to put that difference,

11:42

that that money that I've saved, and I need a way

11:44

for me to put it somewhere

11:47

so it grows, so it's more in the

11:49

future. Retirement planning, So investing

11:51

retirement planning is sort of the same thing. First

11:54

of all, let me let me break this

11:56

down into another comparison. So there's

11:59

no shortage of diet plans out there right

12:03

just here we are. We just entered the

12:05

second month.

12:06

Of the year.

12:06

At the first of the year, everybody starts certain New Year's

12:08

resolutions. Everybody wants to get in shape. And probably

12:11

a lot of people listening to this, and certainly a lot of people

12:13

around the world think about getting in shape. And

12:15

so what diet should I start? Should I do

12:17

a katogenic diet? Should I do the

12:19

Atkins diet? Should I just count

12:21

my calories and try and eat less or

12:24

whatever. Right, And there's like I said, there's no shortage

12:26

of diets. There's always a new diet fad that comes out. You

12:28

have weight Watchers and Jenny

12:30

Craig and all these different things that can help you with

12:32

a diet. Right, sort

12:35

of like all these different things you can do for

12:37

investing and budgeting and saving and

12:39

retirement planning.

12:41

But here's the thing.

12:43

If all you did was eat real

12:45

food, real food, being food that was

12:47

either was living or is living,

12:49

so animals and plants, right, If

12:52

all you did was eat real food stuff that

12:54

was living or is living, stuff that's not processed,

12:58

you can't overeat. So if

13:00

all you ate was organic,

13:03

chemical free, hormone free,

13:06

let's say, steak cows and chickens,

13:10

and then you ate some vegetables, you ate broccoli

13:13

and green beans, you wouldn't over eat. If

13:16

you stayed away from processed foods, if you stayed

13:18

away from the sugary foods, you stayed away from high

13:20

carb foods, if you stayed away from stuff that comes in a box,

13:22

if you stayed away from stuff that has a label on it.

13:25

I remember a long time we listened to an interview and

13:27

they were talking with a dietician, and they

13:29

said, when I'm looking

13:31

at a label, what am I looking at?

13:33

Like? What should I be avoiding and looking for?

13:36

And they said, if it has a label, don't eat

13:38

it. So if you think about it, like steak

13:40

and chicken doesn't have a label on it, it's just steak or chicken,

13:42

right, Broccoli doesn't have a label on It's just broccoli,

13:46

all right. So if

13:48

you're stuck with that, you wouldn't have to you wouldn't

13:50

You would over eat, and then you wouldn't need all

13:52

the diets. So what am I saying here? All of

13:54

these diets, all these new fads and diets

13:56

that pop all the time, are designed to

13:59

help you man edge the fiat

14:01

food system we have. It's all designed

14:04

to help you manage eating fake food.

14:06

If you ate real food, you wouldn't need that. Okay,

14:09

Now what am I talking about here? How

14:11

does this relate to money? Well,

14:15

as you're probably aware by now, the

14:17

government's roll the Federal Reserve and central

14:19

banks around the world. Their goal or stated

14:21

goal, they tell you all the time. Right now, they're trying to get inflation

14:24

back down to what two percent? So their

14:26

goal is to steal through

14:28

inflation two percent of your wealth per year,

14:32

ten percent every five years.

14:34

That's their goal.

14:34

Now it's been running way too hot, and that's of course, that's

14:36

their fake goal. They said it was at nine percent

14:39

at one point. It was probably closer to twenty five.

14:42

It's now supposedly down to in the

14:44

threes, but it's probably closer to ten, right,

14:47

But that's their goal two percent. So think

14:49

about this. You're not able to just

14:51

go be the best heart surgeon or brain surgeon,

14:53

or rocket scientist or contractor coach,

14:56

whatever you are. You're not able to do that and then go

14:58

save your money because

15:00

they're causing inflation through printing money.

15:02

They're stealing the value of your wealth because

15:06

of that, Because your money is buying you

15:08

less goods and services in the future instead of

15:10

more, you're now forced to

15:12

become an investor. Just

15:14

like if you eat fake processed

15:17

food, you're forced to now

15:20

come up with start counting calories and do

15:22

some diet fads. If you're in an

15:24

inflationary monetary system, you're

15:27

forced to go be an investor. If

15:30

I had a sound money system, if

15:32

I had a way to store my wealth in a way that

15:34

couldn't be debased, that the value

15:36

couldn't be stolen from me in a way that my

15:38

money bought me more goods and service in the future

15:41

instead of less. I wouldn't have

15:43

to learn about investing and

15:45

retirement planning. Now

15:47

what does that mean. Well, that means that now instead

15:49

of being a half whatever rocket scientist

15:52

and a half or a half

15:54

a radio host at this point, and then

15:57

half investor, because if I'm focused

15:59

on both, I'm not going to be very good at either, right,

16:01

So instead of having to focus on both, I could just be the

16:04

best whatever professional I am, and

16:06

I could really start to work on that and excel at

16:08

my craft, which is a net gain for the economy

16:11

and for the world overall, because I wouldn't

16:13

have to worry about investing. Now,

16:16

some of you might be going, well, that's why I don't worry about

16:18

investing. I just give my money to somebody else to invest for

16:20

me.

16:21

Sure, So then.

16:22

We've built this entire Wall Street

16:24

complex to help you invest

16:26

your money, sort of like we built

16:28

this entire diet food and

16:30

diet complex.

16:32

To help you eat fake processed food.

16:34

But we wouldn't need that if we ate real food,

16:36

and we wouldn't need the investment community

16:39

or economy, if we just had sound

16:41

money, all right, So that's the first thing, if

16:43

we understood how the banking system

16:46

works. So what we're being told is

16:48

that, sure, in high school, we're going to teach you financial literacy,

16:50

we're going to teach you about

16:53

budgeting, saving, investing in retirement planning. But of course

16:55

they don't all right now,

16:57

what we can see just based off of that, so that

16:59

was a little bit of a tangent to sort of break that down.

17:01

When we look at what they teach for

17:03

financial literacy around the world, we

17:05

can see that Denmark, Norway, and

17:08

Sweden, supposedly per the

17:10

Information, are the best of the best of

17:12

the best. The United States,

17:14

unfortunately, I think, is ranked twenty

17:16

four out of thirty six, which

17:19

is pretty interesting.

17:21

Now, why is that and

17:24

does that really tell us what we want to see?

17:26

As a matter of fact, in the United States,

17:28

there are people who are actually against

17:31

giving financial education out they

17:34

think that it actually could do more

17:36

harm than good. I want to tell you

17:38

what they're talking about. We're going to break that down a minute,

17:41

and then I want to break to some mind

17:44

breaking, mind blowing stats of

17:46

what the education system is happening,

17:49

and then we'll talk about how technology changes

17:51

this and fixes this. If you're just tuning in listening to the Mark Maas

17:53

Show talking about how history's

17:56

rhyming and we're seeing it play out right now,

17:58

I gotta take a very quick break. We're going to be right back. Go

18:00

way, I'll be right back, all.

18:02

Right, Welcome back.

18:02

If you just tune in, you're listening to the Markmas Show, we're

18:04

talking about how history is rhyming.

18:07

We're always seeing at rhyming. I talk about cycles

18:09

a lot, and we're talking about how five hundred years

18:11

ago, with the separation of the church and state,

18:13

when the printing press brought bibles out,

18:16

how that is rhyming today.

18:19

And we're talking about it from a financial lens

18:21

all right now. Before the break, I was

18:23

making the case that financial

18:27

literacy and the way that we look at it through education

18:29

is false in the first place, just

18:31

as false it as do have a diet

18:33

training. If you just ate real food, you wouldn't have to

18:35

worry about it, And same with our financial

18:37

education of learning how to invest is

18:40

like I wouldn't need to do that if my money just held

18:42

its value. But let's

18:44

table that for a minute, and let's go back to how

18:46

well are we even doing in financial education. I

18:49

remember a couple of years

18:51

ago, I was working with my church

18:53

and I was helping in the high school ministry,

18:55

and I remember we went on a trip, a road trip up

18:57

north, and I was driving a

18:59

van with a bunch of kids, and I had another adult

19:02

with me in the van, and she was a school

19:04

teacher. And you know, of

19:06

course I'm going to engage and we're going to talk about school, We're

19:08

going to talk about education and all these things. Of course I'm going

19:10

to have that conversation. And we're talking, talking,

19:13

talking, and she made a statement

19:15

which a lot of people do. We just make these statements

19:18

because it's things that we've hurt our whole lives, but

19:20

we've never really taken the time to stop and think about

19:22

what we're even saying. And she

19:24

said, but everybody needs an education, don't

19:26

we. I think at the time we were talking about college

19:29

specifically. I'm not a fan of college education.

19:32

And she just made the statement, but Mark,

19:34

everybody needs education. And

19:37

I said, I agree, everybody

19:39

needs education. I said to

19:41

the teacher.

19:42

What do they need to be educated in?

19:46

She couldn't answer. The question.

19:48

She had never taken the time to

19:51

even think through what does

19:53

a good adult, a well

19:55

functioning, successful adult look

19:58

like? And what are the things we would teach them in order

20:00

for them to become that person. She

20:02

had never even thought about that. She couldn't answer the question

20:05

without blinking. I said, well, I can tell you

20:07

what I think they should learn. See, I'm a big proponent

20:10

of education. I'm not a big proponent of what the school

20:12

system.

20:12

Teaches you as education.

20:13

So I said, sure, here's what they should learn. They should

20:15

learn that we get

20:17

paid for the value we provide. We should learn how

20:19

to create value by offering goods and services

20:21

to the market.

20:22

Once.

20:22

We should learn that free markets

20:24

work by everybody win win relationships. We should

20:26

learn communication skills.

20:29

We should learn how to get along better. We should

20:31

learn how to win friends

20:33

and influence people. The book that change My life

20:35

shout out. You should read that book how to win friends and influence

20:38

people. We should learn how to win

20:40

friends and influence people. We should learn how to influence

20:42

people through our communication skills. We

20:44

should learn sales and marketing skills.

20:46

Right.

20:46

We should learn time management skills.

20:49

We should learn how to manage your time cut out distractions.

20:52

We should learn obviously, all types about health,

20:55

not how to manage a fake diet, a

20:57

process food diet. We should learn about real health

21:00

just you know what food we should

21:02

eat, but gut health and how the body works, and

21:04

how you know physical fitness and all those

21:06

types of things. Anyway, I'm not gonna go on, but I could

21:08

list a whole bunch of things that we should learn.

21:11

But let's go back to this. So schools

21:13

should be teaching this, but are they. So let's take a look

21:15

some of these stats that blew my mind when I looked

21:17

at this. Now I'm

21:19

going to single out, as I already said, the United States

21:21

is way down in

21:24

the bottom I think, bottom

21:26

third or bottom twenty five percent of the

21:28

world on financial literacy. But let's

21:30

look at a couple instances in the United States

21:32

for example.

21:33

Now, well,

21:35

go.

21:35

Back to the argument. So I didn't I can finish that. So

21:38

there's some people in the education system in

21:40

the US that thinks that we

21:42

should not be teaching financial education materials.

21:46

And the reason why they say that is because they

21:48

believe that it would make students

21:50

overconfident in their financial decisions

21:53

and that would result in consumers making

21:55

foolish mistakes.

21:57

Think about that, that is real.

21:59

Think about how in saying that argument is nope,

22:01

nope, nope, nope, nope, don't We don't want to teach them

22:03

anything because then they could be too over confident and

22:05

they could make mistakes.

22:08

Think about that for a second.

22:09

I mean, like, so we shouldn't

22:11

teach high school students anything about health

22:14

because if we teach them about health, they're gonna be over

22:16

confident and they're not gonna care

22:18

about their health.

22:20

Like what I mean.

22:22

We shouldn't teach people how to swim because

22:24

if we teach people how to swim, they can be over confident and

22:26

get in the water and drowned. So

22:29

we should not teach them how to swim. I mean, it's

22:31

just insane. This is the mental gymnastics

22:33

that these teachers have. But let's let's take into some facts here

22:36

in the city of Baltimore in Maryland.

22:38

Really it's the state and I'm going to single out Baltimore.

22:40

It's it's the big city there, and

22:43

it's horrible. Twenty three Baltimore

22:46

schools have zero students

22:49

that are proficient in math. That's

22:51

per the state test results. Zero as

22:53

in not one single one,

22:56

not even one out of twenty

22:58

three schools, not one

23:00

single student is proficient

23:03

in math. Now we're

23:05

not even talking about the

23:07

financial subjects, Like if

23:09

you can't even do math, if you

23:11

can't even be proficient in math, how

23:13

are you ever going to figure out compound interest for retirement

23:16

planning?

23:16

Right?

23:16

So they're talking about retirement planning, so investing

23:19

things like that, How are you ever going to figure out how to invest

23:21

if you can't even read a balance sheet because

23:23

you're not even proficient in math. One

23:26

of the big misconceptions about investing, and

23:29

hopefully none of you are dealing with this, but

23:31

investing is not gambling. When you're investing,

23:34

you're buying a business. You're buying a company, So you

23:36

should be able to look at that business and see if it's a good

23:38

business or not. I should be able to look at their revenues

23:40

and their profits and their balance sheets

23:43

and projections.

23:44

And things like that.

23:44

But if you don't understand basic math,

23:46

you're not proficient math, how can you ever do that? So

23:49

anyway, we're a long way from teaching

23:51

people about money. We haven't even got the proficient

23:53

in math. Now, seven percent of

23:55

students oh, there

23:58

was just out of all the school rules

24:00

in Baltimore, only seven percent

24:02

of the students were proficient. So

24:05

there's twenty three that had not even

24:07

one student proficient. But

24:09

out of all of the schools, only

24:12

seven percent of the students were proficient

24:14

in math. In

24:16

Chicago, another big city, fifty

24:20

five schools reported no

24:22

proficiency in math either. Fifty five

24:25

not one single student.

24:27

And it's worse.

24:28

Not just they were not proficient

24:30

in math, they were not proficient.

24:32

In reading either.

24:33

Fifty five schools not one

24:36

single student.

24:37

Proficient in math or reading.

24:38

So how the heck are you going to

24:41

learn how to balance a budget or invest into

24:43

a company or plan for your retirement if

24:45

you can't do math or read. Now,

24:49

sure before you did no maths, so you couldn't do

24:52

the math on the company's balance sheet, But now

24:54

you can't even read the balance sheet.

24:56

That's a big problem. Now that's Chicago and.

24:58

Marks this cherry picking

25:01

data. So you

25:03

know, I'm sure there's other places in Illinois

25:06

that are good. Okay, So statewide,

25:08

there were fifty three schools that reported

25:11

no students who were proficient in

25:13

math.

25:15

There were another.

25:17

Thirty schools reported zero

25:19

students who were able to read at

25:21

grade level. I

25:24

mean, is that insane or what. So

25:26

it's not that we're just not giving them financial literacy.

25:29

We're not teaching them about money at all. But

25:32

here's where we pivot on this. I know

25:34

this sounds bad, but remember

25:37

the state wants citizens to

25:39

remain illiterate. So five hundred

25:41

years ago, the church and state wanted you to remain at literate

25:44

so you couldn't read the Bible for yourself.

25:45

Just let us tell you what it says.

25:47

Today, the states want citizens to remain

25:49

financially illiterate for the same

25:52

reason, the same principal reason. They

25:55

want you to remain illiterate so

25:58

you can stay a servant, a

26:00

surf of the state. More

26:02

importantly, they can protect their

26:04

monopoly on money through the central

26:06

bank. Right for the church, it was to

26:08

protect its monopoly on knowledge. Today

26:11

for the state it's to control its monopoly

26:14

on money and money printing. They

26:16

can't have you becoming successful and not being

26:18

dependent on the state. Nor can they have you

26:20

understanding how money works so you

26:23

don't continue to buy into the system.

26:25

You see, we can just opt out. I

26:27

have.

26:28

I just pulled my money out of the bank. I don't use their money.

26:31

You know other.

26:32

Countries where you see money failing all the time, in

26:35

Argentina, for example, or Venezuela or

26:37

Lebanon. They don't use that nation's money.

26:39

They use the dollar instead. And we don't have to use

26:41

our state's money if we were smart enough

26:43

to know that, And that's what they don't want to happen.

26:46

However, again, we have the Internet.

26:49

This is again technology changes everything.

26:51

So just like seventy years before,

26:53

the printing press brought information to the forefront,

26:56

today, well about thirty

26:58

years ago we had sort of the explosion

27:00

of the Internet.

27:01

And now that's changing people's minds.

27:03

We'll talk about that in a minute. Obviously you're listening to me,

27:05

probably over the internet. We're going to talk about exactly

27:07

how that's changing things and how

27:09

we can use this technology not just to

27:13

get ahead, not just to protect ourselves, our

27:15

families, our loved ones,

27:17

and maybe change the world, but

27:20

how this relates to our money, and then

27:22

where this and how this plays out, how would you

27:25

get.

27:25

Positioned for all this.

27:26

We'll be back with more on that in a minute. I gotta take

27:28

a very quick break. If you just tune in your listening to the Mark

27:30

mass Show. We'll be right back.

27:32

Don't go away, all

27:35

right, welcome back.

27:35

If you're just tune in, you're listening to the Mark Maas Show.

27:37

We're talking about how five

27:39

hundred years ago, the history from

27:41

five hundred years ago is literally repeating

27:44

again right now. We talked about how the church

27:47

and the state controlled well, any government

27:49

for that matter, any central power

27:51

is going to try to control their power through control

27:53

in the narrative. They

27:55

have to tell the story. They can't have people

27:58

thinking different things. Now, this is sinister,

28:01

let's say that.

28:01

Right.

28:02

So when it's somebody trying to

28:05

hold you down by lying to you, gaslighting

28:07

and you withholding information from you for bad

28:10

purposes, that that's that's bad. I'm

28:12

not for that, right, that's sinister. However,

28:15

I think it is important that

28:18

there's information. It's a very very

28:20

touch subject. I think, like when you think about the United

28:23

States, for example, like we used to have a

28:25

shared set of values, and

28:27

as those values have broken apart, it's much

28:29

harder for this central

28:31

government to stay together. It's

28:33

a little bit of a tangent here. But one thing that

28:35

I've often thought about is that you know, when I grew up as

28:37

a kid, and probably a lot of you listening. We

28:40

all listen to the same music. We listen

28:42

you know, we watched the same movies. We

28:45

wore the same clothes, right,

28:47

because there wasn't that much selection, right, we had the nightly

28:49

news, three channels on TV. I

28:51

remember, you know, like

28:53

I said, the same movies. We all did the same things.

28:56

And so because we all watched and read

28:59

the same things, wore the same things,

29:01

we did the same things more or less, we

29:04

all basically had these shared

29:06

circumstances and experiences that

29:08

sort of made us all similar. You could

29:10

almost be friends with anybody. Oh did you see that movie?

29:12

Do you listen to music?

29:13

And so we're all being shaped by the same

29:15

culture. What the Internet did. Back to technology

29:17

changing things, the Internet has allowed

29:20

all of those things to splinter

29:22

into a million pieces. No longer

29:25

do we all listen to the same music anymore.

29:27

As a matter of fact, you know, I used to buy well,

29:30

I used to buy cassette tapes and then CDs.

29:32

I'm old, not vinyl, I'm not that old.

29:34

But I did buy cassette tapes. I bought

29:37

a lot of CDs. But

29:39

now we don't listen to it. Now we just have streaming

29:41

and now like some DJ in the

29:43

cloud just spins up music for me, I'm not even sure what

29:45

I'm listening to right, So it's like we're listening to all

29:47

different types of music, all these different types of genres.

29:50

We're all on the Internet onto different message

29:52

boards and forums, We're reading different substacks,

29:55

blogs, articles, things like that. You're here listening

29:57

to me talking about some subject and somebody

29:59

else is listening to someone el talk about some other subjects. And so

30:01

now our interests have become very diversified.

30:04

Everything has been splintered into a million pieces,

30:06

and we see this affecting society in a lot of ways.

30:08

So for example, you know, we used to have

30:10

megabands, rock bands that would sell out

30:12

entire stadiums.

30:15

I guess Taylor Swift is still.

30:16

Doing that, but that's kind of it, right, Like we don't

30:18

have this megaband anymore, you

30:22

know. I know, I'm coming from

30:24

the action sports industry, like in the surf industry,

30:26

and we used to have these megasurf brands, Quicksilver,

30:29

Billabong, it might have heard of.

30:30

Some of these.

30:31

And these companies were megabig and

30:33

they had mega money and they were able.

30:35

To pay the athletes at big salary.

30:38

But now that industry has gotten broken

30:40

up because now through the Internet, now companies

30:43

can spin up, they can do print on demand and

30:45

they can just launch a brand sellut over the internet. And now

30:47

that's eaten into these big companies

30:49

monopolies, and now the surf industry

30:51

is filled with hundreds of small brands.

30:54

Which is cool, it gives more opportunity.

30:56

But the problem is now this wealth isn't being

30:58

concentrated, and no longer are these these big

31:00

contracts for these big surfers.

31:03

So this is the way the world changes,

31:06

all right, this is the way the world changes. So it is important

31:08

to have a shared narrative, not

31:11

when it's being used for sinister

31:13

reasons against us. But going back to this for

31:15

example, So now, just like the printing press

31:17

had come out seventy years before, the church and the

31:19

state really got threatened by the printing of the Bible,

31:22

today we have the Internet and

31:24

that allows us to go into these little niches

31:27

of the market. And a lot of us have learned that it's

31:29

the FED that creates the problems. Ron

31:31

Paul led the charge within the Fed. That's kind

31:33

of what woke me up and all

31:35

of a sudden, eyes are on the Fed, now, the Federal

31:37

Reserve, and what's his Fed policy? I mean, now we're

31:39

all watching Jerome Powell come out and tell us what our

31:41

fate is. Are they going to make money cheaper?

31:44

Are they going to make money more expensive? And what

31:46

will that do for my retirement account? And

31:48

well, I'm be able to buy a house next year. And we

31:50

can see now that our hands are in our

31:53

lives are in the hands of these central bankers,

31:55

these central planners.

31:56

We can see that now.

31:57

And at the same time, you can listen to people like me who

32:00

give you alternative information and advice, and

32:03

it's starting to break that monopoly again.

32:05

Henry Ford said, if if the people knew how the money

32:07

system worked well today they do today.

32:10

There's hundreds, I mean there's thousands, I don't

32:12

know, millions of videos that explained to

32:14

you how banking works, and

32:15

how printing money eats

32:18

away at your inflation, debasing the currency eats way

32:20

of inflation. We can see the societal

32:22

impacts of this now after fifty years.

32:25

We have the data, we have the charts.

32:26

There's the website I like to go to all the time, WTF

32:29

happened nineteen seventy one, like

32:32

what happened in nineteen seventy one when we got

32:34

off the gold standard, we started debasing the c

32:36

and printing lots of money. We can see

32:39

through a series of charts now that

32:41

it's not just destroyed our

32:43

purchasing power, earning power, or quality

32:45

of life, but it's led

32:48

to the obesity rate, it's led to

32:50

the divorce rate, it's led to the unwed

32:52

mother rate. It's had all types

32:54

of social implications, and we would have never seen that

32:57

if it wasn't for the Internet. But

32:59

we also have something else and that

33:02

I would throw out is bitcoin, and

33:04

so bitcoin is also breaking

33:07

that monopoly.

33:07

Right.

33:08

So it's one thing to know about it. It's one thing

33:10

to see it. It's one thing to understand it.

33:12

But what can you do about it right

33:14

now? In a previous segment I

33:17

talked about, and I've talked about extensively, the

33:19

three attack vectors are control the food, control

33:21

the people, control the energy, control the colon, and control

33:23

the money, control the world. Hend Kissinger told us

33:25

that, and so we can see that those are the three attack vectors.

33:27

They're attacking our food system, our energy

33:30

system, and now the money. Now, if

33:32

we learned I talked about diet earlier, if

33:35

all a was real food, I wouldn't have to worry about all

33:37

the diet stuff I told you. But what if they take away

33:39

our real food? Then I don't have an option Today

33:42

we do, But what if we don't. But

33:44

what about the money? Well, in Lebanon

33:47

or Turkey or Venezuela, they could choose

33:49

to not use that local currency and they could use

33:51

the dollars instead. But

33:54

what about if you are to using the dollar? Then what you

33:57

see? People want to look at the

33:59

rate of change and how all of these currencies

34:01

have lost value to the dollar.

34:02

Oh, look at the Dollar's still so strong.

34:04

You look at the Dixie Index, right, But if

34:06

you look at the dollar compared to the S and P five hundred,

34:08

or to gold, or to oil, or to bitcoin, or

34:10

to real estate, you can see it's a whole different story. The

34:12

dollar is crashing just as

34:15

hard as those other currencies are. It's just not

34:17

crashing against other currencies. It's crashing against

34:19

real things. We see. Bitcoin gives

34:21

us this safety net.

34:23

It gives us A better term would

34:25

be like a lifeboat. Right, We're on a sinking

34:28

ship. The dollar is sinking slower

34:31

than the other currencies, and so you could jump from one

34:33

boat to the next sinking boat if it's still

34:35

going to be up for a while, but eventually

34:37

that boat is going down as well.

34:39

So rather than jumping from one sinking boat to the next sinking

34:42

boat to the next inking boat, what you'd want to do is

34:44

get to a boat that gets you

34:46

away from all of that, and it's not sinking now.

34:48

It might be a small boat, and

34:51

a small lifeboat might take a long time before

34:53

it gets picked up by another boat or before

34:55

it hits landfall or whatever that may be, but

34:57

at least it's not sinking. At least it gives you a fiation

35:00

that you could build your life on as opposed

35:02

to just another sinking ship.

35:04

And that's sort of an analogy for where the dollar

35:06

is. Right. The dollar is.

35:07

Sinking slower than the other boats, slower

35:09

than the currencies around it. But we have a

35:11

safety boat, we have a lifeboat that we can jump into.

35:14

More importantly, it's allowing

35:16

us to see the world

35:18

differently. Right now, we can start

35:20

to see that we don't have to use

35:22

government money. We do

35:24

have other options that we didn't have before.

35:27

And just by changing our viewpoint, we

35:29

can understand that now at

35:31

this point, the central planners, the federal reserves

35:33

still have enormous power. And like I

35:35

said earlier, we're all looking towards

35:38

Jerome Power, head of the FROIUR Reserve, to see what he's

35:40

going to do to affect our lives.

35:42

Something I've been talking about a lot is for

35:45

the last couple of years, they've been in what's called quantitative

35:47

tightening, where they're tightening or they're making money

35:49

more expensive, they're tightened the monetary system.

35:51

When they tight the monetary system, it contracts, it tight

35:53

it's tightened. And now we've

35:55

all been talking about the pivot, the

35:57

eventual FED pivot that's coming. I

36:00

believe it's coming much sooner than most people

36:02

think. And what is that going to do to markets?

36:04

If you'd like to know what the fed U turn

36:07

is going to do and how you can seize the upside

36:09

of this FEDS you turn this year and

36:11

then you can sidestep all the market volatility

36:13

that's going to happen. Join me live next

36:15

week. Go dot one, Markmoss

36:17

dot com, slash U turn, Go dot

36:20

one, Markmoss dot com slash u Turn.

36:21

I got about like thirty five charts.

36:23

I'm going to show you all the data. I'll

36:25

show you what I'm doing, the assets I like, the

36:27

markets I'm moving into, and how we

36:30

can you can you and I can seize this upside,

36:32

make make lemonade out of the limits,

36:35

sidestep the market volatility again. Join me live,

36:37

Go dot one, Markmoss dot com, slash

36:40

U Turn. If you just tune in, you're listening

36:42

to the market Mos show. We've been talking about

36:44

how history is rhyming right now

36:46

and how we can look at the parallels of

36:48

how the printing presses, the technology of the printing

36:50

press is broke the monopoly over

36:53

information from the church and state in the fifteen hundreds,

36:55

and how today the Internet and bitcoin

36:58

is breaking the monopoly over information of

37:00

the central planners we have today.

37:01

That's what I got. Hopefully enjoyed that.

37:03

Hit me up on social media, let me know you're listening to what you

37:05

like, and that's what I got.

37:06

Thanks for listening.