This is our 36th episode of the Master Key Coaching Teleseminars and I think it's a doozy. I am going to give you five reasons why you're not as rich -- or successful -- as you should be, even though you're reading the books, listening to the tapes, attending the seminars, and everything else in between.

I felt the need to address this for a couple of reasons.

The first is that it's a "complaint" I hear more than I think I should. I sometimes hear a person say that they've been studying this "stuff" for years and they have nothing to show for it.

I understand how frustrating that is. That's why Im addressing it.

The second is that I think many people are deluged with some of the more modern personal development books and such and ... Well, they're not doing folks many favors! I think that some are skewing peoples' perspectives in such a way so as to make true success almost impossible.

I know how frustrating that is! I hope my words can remedy that.

More often than not, it's not your fault that you're not succeeding like you should be. I hope this episode sheds some light on how just by shifting your perspective just a little, you can begin to really take advantage of not only Charles F. Haanel's philosophy of success, but of all of the books you've read.

So, let's get into the five reasons you're not as rich or success as you should be...The 5 Reasons You're Not as Rich or Successful As You Should BeBefore I list these reasons, I want to make sure that you know one important thing: These reasons are in no particular order. No one is greater or more important than another. Far too often when people see lists, they just concentrate on the top one r two things without paying much attention to the others. That is not the case here. These are all equally important. Please keep that in mind.

Also, these items are very easy to mold into our lives. You'll see that it's just a small perceptual change that needs to take place.

So, let's get to them ...1. Do Something!We have to do something if you want to be successful or rich. There's no way around it. Action is key!

I bring this point forward because many people still do not think that is the case. Instead of taking steady, deliberate action, they fuss around with vision boards and things like that.

Let me make clear, vision boards (or goal boards) are fine! They serve a purpose. They are things we make to remind us about why we are doing what we are doing. A person may keep a picture of his family on his desk at work to remind him of why he is toiling long hours. Likewise, a person may keep pictures of a fancy new car or house on a vision board to remind them to go further and work harder.

That's how they work. They are inspirers and reminders. Nothing more nor less.

Harold has a goal: He wants to walk across America and back. How far would he get if he just thought about it all day? Or if he only pasted pictures on his wall?

It has taken -- and will continue to do so -- an Herculean effort to get things off the ground. He had to find sponsors. He had to make travel plans. He had to do so many things it would make your head spin.

But he did it. He's doing it.

You really have to decide to do something.2. Waiting for Help Rather Than Giving ItMost people want a hand -- someone to pull them up. They want to be "discovered" or they want someone to find them and give them what they need to succeed.

That rarely -- if ever -- happens.

What you should be looking for is someone you can help. Someone you can make an effort for.

Harold decided that his walk was going to help other people with brain tumors and brain cancer. He decided that he was going to do something, no matter how small or insignificant or crazy, that was going to benefit others.

Once he made that decision, the flood gates burst open. He got sponsors. He got help. He made contacts.

Instead of looking for someone to help you,