Bring on 80% unemployment!In this episode, David Shapiro joins Trishul and Aaron to discuss AI and the Fourth Industrial Revolution. Where are we now with technology and society, and where are we going? What is the future of AI at the individua

#135. Aaron and Trishul discover the meaning of life.

Mar 19th, 2024 1h 4m

If a Tesla robot can fold your laundry (and do all the other chores), how do you spend your time? What do you take pride in?In a world where robots handle our chores, what becomes of human time? How should we guide children into adulthood? Aaro

#134. Stuff. Lots and lots of cheap stuff.

Feb 13th, 2024 1h 6m

Stuff is cheap. You should spend more on experiences.In this episode, Trishul and Aaron dive into the world of "stuff." They reflect on their spending patterns and attitudes towards material goods versus life-enriching experiences. As the affor

#133. How to emotionally prepare for an IPO

Jan 16th, 2024 1h 9m

How do you navigate the emotional landscape of deciding whether to sell or hold stock when there's no pressing financial goal guiding your choice?In this episode, Aaron explores a unique situation: a client facing an IPO without needing to sell

#132. Why would you ever want to be a W-2 employee anymore?

Dec 13th, 2023 1h 4m

W-2 employees can still have an entrepreneurial mindset, right?In this episode, Trishul and Aaron examine mechanical differences between W-2 employees and self-employed individuals, including contractors. While W-2 employees get several benefit

#131. We don't need no education.

Nov 14th, 2023 1h 12m

Education is designed to produce employees, not entrepreneurs.In this episode, Aaron and Trishul reflect on whether their advice applies to most people. Not everyone can structure their calendars like small business owners. For those who are ha

#130. Manage expectations to cultivate your ideal year.

Oct 25th, 2023 1h 10m

Ideal year and managing expectations.In this episode, Trishul and Aaron continue the exercise of "Ideal Day, Week, and Year." Aaron clarifies his thoughts regarding the differences between his ideal day and week. They discuss the relationship b

#129. Ideal day, week...and societal expectations?

Sep 19th, 2023 1h 9m

Ideal day, week, and year...but really why life is so hard.In this episode, Aaron and Trishul begin an exercise to imagine their ideal day, week, and year. What does your perfect Monday look like? What might be too much for every day but sensib

#128. The mutual fund industry is changing. Here's how.

Aug 15th, 2023 1h 19m

Understanding mutual fund share classes helps transparency in financial services.In this episode, Trishul and Aaron discuss mutual fund shares classes and the evolution of mutual funds over the last forty years. They describe how stock brokers

#127. When it is okay to not save enough?

Jul 18th, 2023 58m 20s

Aaron and Trishul think it's okay not to save. WHAT?!?!In this episode, Aaron and Trishul discuss scenarios when it is okay not to save for the future. When is traditional financial planning too conservative? When taking a life planning approac

#126. The robots are here! Are humans finished?

Jun 13th, 2023 1h 17m

When AI becomes more intelligent than humans, is humanity doomed?In this episode, Trishul prepares Aaron for when Artificial Intelligence becomes Artificial General Intelligence and the ensuing implications for humanity. He explains inner align

#125. If you have NSOs, you need to listen to this episode.

May 16th, 2023 59m 57s

How do you decide when to sell your NSOs?In this episode, Aaron uses the Netflix Employee Stock Option Plan to explain how to decide when to sell NSOs. Just because the stock price has appreciated doesn't mean you should cash out now. Options h

#124. Are my bank desposits safe?

Apr 18th, 2023 1h 16m

What happens to Silicon Valley Bank customers and will this affect my cash?What does the failure of Silicon Valley Bank mean? On 3/15/23, Aaron and Trishul answer client questions regarding the news about SVB. They discuss FDIC insurance and ho

#123. I, for one, welcome our new AI robot overlords.

Mar 21st, 2023 1h 2m

What happens after AI replaces labor?In this episode, Trishul and Aaron imagine what happens when robots and AI put everyone out of a job. What careers could still exist? Does everyone get custom computer-generated content? If wealth inequality

#122. The robots are here! Seriously, now what!?

Feb 21st, 2023 1h 4m

Is AI going to replace Aaron and Trishul?In this episode, Aaron and Trishul discuss the implication of ChatGPT on their (and other) careers. It will likely replace the knowledge they have gained through the CFP program and can answer most clien

#121. The robots are here! Now what?

Jan 17th, 2023 1h 2m

Trishul and Aaron get philosophical as they consider artificial intelligence.In this episode, Aaron and Trishul planned on discussing ChatGPT. But when they go through the history of machine learning, Trishul wonders if a modern AI can pass the

#120. Planning for downtime during the holiday season

Dec 20th, 2022 57m 59s

Creating a routine to fill the unstructured time off.In this episode, Trishul and Aaron discuss what they are going to do with their unstructured time off around the holidays. Aaron is particularly concerned with limiting screen time for his th

#119. What if we live forever?

Nov 30th, 2022 59m 7s

Safe withdrawal rates, fulfillment, and economic impact of an aging population.In this episode, Aaron and Trishul explore the question "What if we live forever?" They touch on the science of aging, the economic impact of an aging population, li

#118. Is now the right time for solar?

Oct 26th, 2022 52m 19s

The current and future impact of going solar and electric.In this episode, Trishul and Aaron discuss the decreasing cost of solar power and whether paying the extra cash now for solar panels or electric vehicles pays off in the end.Episode Refe

#117. Aaron teaches Trishul how to play fantasy football.

Sep 6th, 2022 1h 50m

Everything Fantasy Football.In this episode, Aaron teaches Trishul how to play fantasy football. They use passive investing and simple behavior heuristics as analogies for auto-drafting and setting a lineup. They discuss positional scarcity, re

#116. Is Socially Responsible Investing worth it? Here's why not.

Aug 16th, 2022 57m 36s

Is ESG investing worth extra fees and opportunity cost? There may be better ways to spend your money.In this episode, Aaron and Trishul discuss Socially Responsible Investing and ESG investing. Environmental, Social, Governance investing. They

#115. Tax-Loss Harvesting 202: If you're really serious about it, listen here first.

Jul 26th, 2022 59m 47s

Tax-Loss Harvesting is not free money, but it still has some long-term benefits.In this episode, Trishul and Aaron discuss all the nuances and caveats of tax-loss harvesting. It is definitely a good thing, but may be more of a tax-deferral than

#114. The hidden dangers of Doomscrolling.

Jun 28th, 2022 58m 52s

With social media, it takes practice to fight the default doomscrolling behavior.In this episode, Trishul and Aaron examine their own behaviors when it comes to social media and how it continually elicits negative emotions. Social media engines

#113. What you shouldn't do when interest rates rise.

May 31st, 2022 58m 57s

Most advice for dealing with rising interest rates doesn't work after the fact.All the advice of what to do during rising interest rates only applies if you went back in time and knew interest rates were going to rise in the future. Once they h

#112. Here's why you need to spend more.

May 3rd, 2022 1h 6m

Being intentional with spending and saving can reduce stress and increase happiness.If you are on track to be financially independent, when is it ok to spend more? If you are saving well and your income keeps growing, do you scale back or use y