Every year, we are setting life goals and maybe you are like me, we are also setting our financial goals.

It’s a good time to start tracking our income and expenses so we can have wise decisions moving forward. Given that we are experiencing a pandemic, we need to align our financial behaviour with the environment and for us to achieve our goals.

Regular assessment is important in financial planning. Managing our finances requires an honest look at our habits, biases, expectation and actual cash inflow. Sharing some steps to improve our financial health this 2022.

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