In this episode of "The Planning Mindset Podcast," we welcome back Rick Plum, CFP, from Lucia Capital Group, to shed light on the advantages of Roth Conversions and 401(k) strategies.

This episode focuses on the strategic process of converting a traditional IRA to a Roth IRA, a move that can establish tax-free income for your retirement. Rick will provide a clear understanding of the benefits and circumstances where a Roth Conversion makes sense, addressing common misconceptions and answering questions you might have overlooked.

Furthermore, we'll discuss the often-overlooked option of contributing to a Roth 401(k) through your employer. Rick's insights into the benefits of this approach may inspire you to reconsider your current retirement plan and consult with your employer about available options.

Additionally, we'll explore strategies to maximize contributions to your 401(k) or SEP plans, helping to ensure that you're making the most of these retirement savings vehicles.

Tune into this informative episode of "The Planning Mindset Podcast" to gain valuable knowledge on year-end and long-term retirement planning strategies. Rick's expertise will guide you through these complex decisions, helping you fortify a financially sound retirement.