Hi everyone, I am doing another product feature today with a look into shareholder protection. I can’t remove all the jargon but I’m going to do my best to make it as simple as possible!

In this episode I am giving an overview of cross-option and company buy-back shareholder protection options. There are other ways of doing shareholder protection arrangements, but these tend to be the main ones so I’m focusing here. I’m giving you a quick run through key elements of shareholder protection for you to make note of, to give you a bit of a checklist of insurance do’s and dont’s.

The key takeaways:

• Don’t forget premium equalisation!
• Company buy back is great but make sure client’s know about the Gazette. 
• You can do company buy back shareholder agreement for a person with less than 3 years as a shareholder, but watch out for potential tax.

Next time Matt Rann will be back with me and we will be talking about antiphospholipid syndrome and what this means for your life insurance, critical illness and income protection options. 

Remember, if you are listening to this as part of your work, you can claim a CPD certificate on our website, thanks to our sponsors Octo Members.

If you want to know more about how to arrange protection insurance, take a look at my 13 hour CPD Protection Insurance in Practice course here and 1 hour CPD Protection Competency Exam here.