Episodes of The Purposeful Wealth Podcast

Sep 15th, 2023 8m 15s

As systematic investors, we seek to continually challenge the process in order to maintain a solution which we feel gives us the best ability to meet our lifestyle and financial goals. We understand that trying to predict the time and directio

Please don't chase Dividends

Sep 8th, 2023 6m 56s

Readers of the Sunday papers’ financial pages will be familiar with the dividend chasing stories that pundits and some fund managers love to peddle.These generally focus on high dividend paying shares or ‘income’ funds that focus on these share

What is the Scourge of Investors

Jul 21st, 2023 10m 7s

For many investors a propensity to place too much weight on recent events in terms of what the future may look like is quite common. This is known a ‘recency bias’ and it is this, we regards as the scourge of investors.Charles Schwab, a major U

Modern Society Loves a Star Rating

Jul 14th, 2023 6m 32s

Isn't it true that modern society loves a ‘star rating’?Most of us know what to expect if we book a 5-star hotel stay for a business trip when compared to a 3-star bed-and-breakfast for a weekend away.The investment field is no different, with

Are Balanced Portfolios Dead?

Jul 7th, 2023 8m 42s

Are Balanced Portfolios dead?Legend has it that in 1895 whilst in London, Mark Twain, who had been feeling a little poorly, on discovering that a journalist had written his obituary, quipped the following:‘The reports of my death are greatly ex

A Formula for Success

Jun 30th, 2023 12m 7s

In today's episode, we're going to consider the subject being a formula for success. But before we look at, that, thank you again to all of our listeners who tune into the Purposeful Wealth podcast. I've made apologies before that the recording

Don't just take our word for it

Jun 23rd, 2023 9m 54s

Welcome to The Purposeful Wealth Podcast and this episode on how a systematic approach to investing provides the best chance of experiencing a successful investing journey - 'Don’t just take our word for it!'Sticking to some key guiding princip

Home Bias and Global Diversification

Jun 16th, 2023 6m 9s

So, today's topic on looking at home bias and global diversification. I think it's fair to say that every day we enjoy the benefits of an interconnected world. We may well start our day with, a cup of coffee that originated in South America. We

Fake News - Active outperforms Passive

Apr 28th, 2023 4m 59s

Unfortunately we now live in a world of fake news and ‘alternative facts’ where parties shamelessly push their own agenda and narrative at the cost of salient facts.In order to be heard in the noise of social media, research headlines need to b

The Paradox of Uncertainty

Apr 21st, 2023 5m 51s

The saying, “The market hates uncertainty” has been a common enough in recent years, but how logical is it?There are certainly many different aspects to uncertainty, some that can be measured and some that cannot.Uncertainty is quite simply an

Pensions as an Inheritance Tax Break

Feb 9th, 2023 5m 59s

A new report from the Institute for Fiscal Studies (IFS) has claimed pensions are treated more generously by the tax system as a vehicle for inheritance than for retirement income. The IFS said that keeping savings in a pension tax wrapper can

Costs Do Matter

Feb 2nd, 2023 6m 30s

Hopefully, this headline will not come as a surprise to you. It is remarkable, though, just how relaxed some investors are about letting others dip their hands in their pockets to extract high fees. The problem has two root causes. The first i

The Number One Investment Decision

Jan 26th, 2023 6m 17s

If all you had to go by was the information presented in the financial media, you’d be forgiven for believing that to be a successful investor you needed to know which companies were best to own, and that you had to be able to forecast market c

Life is Taxing part 2

Jan 19th, 2023 14m 11s

Partial TranscriptIn part-1 we considered the difference between tax evasion and tax avoidance and in particular the simple and effective ways to reduce tax via the annual pension and ISA allowances... Philanthropy makes it possible to reduce y

Life is Taxing part 1

Jan 12th, 2023 13m 7s

Welcome to the Purposeful Wealth PodcastPartial Transcript:Benjamin Franklin once said, "But in this world nothing can be said to be certain except death and taxes." I'm sure you would agree...albeit there are other certainties I can think of!

Happy New Investment Year

Jan 12th, 2023 10m 42s

Welcome to the Purposeful Wealth Podcast.Partial Transcript:At the start of 2022 investors needed reminding that investing is not an easy game, despite having enjoyed around a decade of relatively strong – and fairly consistent - market returns

Risky Business

Dec 16th, 2022 17m 56s