In this episode, we are joined by Caleb Avery, Founder and CEO of Tilled, a PayFac-as-a-Service platform that allows B2B SaaS companies to monetize payments that pass through their platforms. Caleb is one of the most articulate thought leaders when it comes to deconstructing the mechanics of the payment industry. He founded Tilled in 2019, drawing on nearly a decade of experience advising merchants and software businesses on optimizing their payment processing. He believes in enabling Independent Software Vendors (ISVs) to retain the majority of revenue from payments, a principle that has shaped Tilled's development as a comprehensive payment solution that does not compromise on technology, user experience, or financial benefits. Tune in as we cover Caleb’s journey from an early entrepreneur with a passion for golf to a leader in the Fintech space. We'll discuss the influence of sports on leadership and team dynamics, the Fintech industry's response to changing customer demands and behaviors, and the future of payment methods, including cryptocurrencies.