Hello! Welcome to episode 2 of Season 2 of the YourAgent Podcast! 
They don't teach much of this stuff in school so glad you are here! =)

This episode talks about the importance of removing snow off of the hood of your vehicle because it can create huge harm and damage to other people on the road. Being negligent can cost you serious money and your insurance policy may not even protect you from a liability incident if you are negligent. This also applies to campers, RV, Christmas tree and anything else you put on top of your vehicle. 
Just be careful because if you don't have an umbrella policy, sufficient coverage and a GREAT Agent for your auto policy, you may have to pay for the damages you created out of pocket!?