On this episode of Tim Talks I bought back Cheryl Sanguinetti from The Mortgage Gallery.

Lots of positive things have been happening in the mortgage world. Just that morning, the Bank of Canada decreased the overnight rate by 0.5%. The benchmark qualifying rate has changed for the better. Cheryl explains it all.

But this time I didn’t let Cheryl get away without sharing her opinions on how these changes impact you.

My favourite quote was - “It’s a great time to buy. Honestly, if you're sitting on the fence & not buying right now, you're going think about this time in the future & go... crap! I really should've bought.”