So, what's the first thing that the insurance company looks for when they're looking at an injured worker or workers compensation claim in the state of Georgia? Well, first thing they say is the person who's injured. Are they even an employee or they an independent contractor? And so, that's a huge deal. If they're an employee, okay now they go the next step. Well, is the employer subject to the act? What does that mean? Well, that means they have to have three or more employees on a full time basis in order to be required by the Georgia Workers Compensation Act to have workers compensation insurance coverage. They don't have insurance coverage. You're going straight after that employer and usually it's a small mom and pop organization that may not have the money to actually cover the damages that's something that an attorney will be looking at on the other side if not the insurance adjuster. Stay safe! 

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