The average age of first-time bond applicants is between 34 - 37 and the average a home loan grant amount ratio was 90%.The Comcorp Mortgage Software data for May 2022 shows that 71.3% of property buyers were first-timers.Meet Thapelo Nkgabe, a

Episode 4 with Caroline and Osvaldo Part 1

Sep 14th, 2020 33m 3s

Umoja continues the talk on personal finance from the previous episode. Joined by guest and friend Caroline who is a charted accountant as well as Osvaldo , a banking professional and entrepreneur . The conversation goes into topics of income s

Episode 3 Finance with Caroline

Aug 5th, 2020 55m 51s

Umoja introduces the concept of personal finance and its importance in the conversation of being able to champion that aspect of our lives. Joined by guest and friend Caroline who is a charted accountant. Caroline shares her experiences with pe

All The Way Up (Live)

Feb 15th, 2020 10m 15s

Live at Waterfall Toastmasters Breakfast Club.Completing a level 4 project at Reddam house while engaging the audience.All the way up to the self actualizing peak of Maslows hierarchy of needs. Intro and outro supplied by the Local Ghost Check

Episode 1 - Umoja Talks

Apr 2nd, 2019 44m 58s

We are discussing Africanism referencing the linked article African of the yearhttps://www.umojabingwa.co.za/african-of-the-year/Joined with Josephine Katumba [email protected] songProduced by Fela KutiTitle - Lady Album - Shaka