2018 has started, 77% of people have broken their New Year's resolutions by now,and most don't know what financial housekeeping items they should've taken care of already. Fred Creutzer is the owner of Creutzer Financial Services Baltimore, Maryland area, and he joins us to reveal the things we should be doing right now to capitalize on the power we have over our finances.Who's On:Fred has been working with Retirees and Pre-Retirees for over 27 years, has extensive personal and professional experience, and holds various professional designations, and is qualified to sell a variety of investment and insurance products.Big Vision:To be a premier financial services organization by helping people protect and grow their assets, save money on taxes, and give them and their families peace of mind for the future. Making commitments to his clients and building life-long relationships are tenets of Fred's success. he helps his clients achieve the retirement lifestyle of their dreams and provide those who are entering retirement or have already retired with a personalized program that cares about protecting their retirement assets.What's Shared:What are some of the things we should do at the beginning of this year?What are some things we should do the beginning 2018?What is a stretch I R A and why might you benefit from it?Learn More with Guests Links:http://www.creutzerfinancial.com/This Week's Key:Today's key in the Keys to Riches© Financial Philosophy is:

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