Tailgating can often be one of the best parts of any sports or event experience, but like most things that are fun, risks of damages, injuries and the resulting liabilities are lurking right around the corner. David Bear joins the podcast to discuss insurance risks to tailgaters and how they can avoid the loss column, and Chuck Hembree offers insight into hosting a tailgate for anyone who may be earning some extra cash by letting people park on their property on game days.