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Some experts say you should only refinance a mortgage when you can get the mortgage company to lower the interest rate shorten your loan term or both, Thankfully I got in contact with Elitecreditandinvestment via gmail {[email protected]} after reading a review about this amazing team on a credit blog, this credit repair team helped me delete hard inquiries , and some negative blemishes on my credit report and also increased my credit score. I’m now scoring 769 by refinancing programs I got by [email protected] , anyone out there seeking credit repair services and loan  refinancing and application guidance should contact this credible credit service team

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