#175: The Greutmans are debt free and now employ Americans to run their small business - IAmThatLady.com. UPDATE: Lauren has launched a new business and can be found at The Browns just paid off their HOUSE! What are they most excited about? L

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It's a Happy New YOU Year (2015)

#174: UPDATE: Even bigger changes came since releasing this episode in 2015. In short: My business failed to grow but a new one EXPLODED in the first half of 2016. You can see what I'm doing now at _______________________________________ ORI

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Businesses offer more savings by asking Debit or Credit

#173: The sign on their front door says "No Credit Cards". How can such a large chain exist without accepting credit cards? Clint Woodman, Vice President of Woodman's Food Market, shares the business side of accepting credit cards as a busines

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15 Year-end Tax Tips - Conversation with John Beidel

#172: Tax specialist, John Beidel, joins me in a discussion about 15 Year-end Tax Saving Tips - an article from Betterment.com. Try Betterment for 30 days when using For more information, visit the show notes at

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Retirement Limits for 2015 and the Debtors Anonymous Quiz

#171: New retirement contribution and income limits for 2015 have been released by the IRS. Take the Debtor's Anonymous Quiz - 15 questions to help identify compulsive debtors. The perfect credit score has been achieved. How much will it cost

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9 Ways To Curb An Addiction To Shopping

#170: I'm answering listener emails: Patti emailed her concerns about "filling a void" by purchasing things she doesn't need and I answer the question "Should I pay off my $55k mortgage with savings?" For more information, visit the show notes

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Financial Rules, Frugal Decisions, and Henry Rollins tells a debt free story

#169: Henry Rollins tells a debt free story. In the episode titled “10 things you don’t know about the almighty dollar” he tells a debt free story about America. It appears that Andrew Jackson was the first and only President to pay off all of

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Looking Back at 30 Years of Purposeful Spending

#168: John Pugliano has more than 30 years of purposeful purchases behind him. Full show notes at His wife was able to stay home with all 6 kids while he focused on his career. He retired early and has been able to help others learn how to in

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A simpler and fair solution to taxes

#167: Is it possible to have a simple and fair solution to the US tax code? Yes, it's called the FairTax. 105 years ago the 16th Amendment was passed allowing the US Government to levy an income tax on corporations. Somewhere along the way thi

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How can Dave Ramsey's advice be dangerous to his listeners?

#166: Listen to my debate with Joshua Sheats from Radical Personal Finance on various financial topics he deems to be dangerous to Dave Ramsey Show listeners. Links mentioned in this episode: Post: Book: Episode: Joshua's plan for F

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What should I do with my old 401k?

#165: Lisa left her job for another. She could have rolled her old 401k into the new plan, but she wanted more options. Full show notes and resources at What should I do with my old 401k? Lisa Emperador is a young professional who changed jobs

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EXCLUSIVE: FACTS ABOUT FICO and the TRUTH behind the Credit Score Industry

#164: Even though FICO is celebrating 25 years as a publicly traded company, this is their very first audio interview. We are going to hammer out the clear and correct information about FICO and the credit scoring industry. Anthony Sprauve, Dir

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Save Money on your iPhone and Cellphone Bill with Rey Brown

#163: Rey Brown explains how the cell phone industry works and gives suggestions for saving money on a new plan. A full list of resources can be found at

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How to have Rich Kids, with Tom Corley

#162: Tom Corley, author of Rich Habits, releases his new book Rich Kids. What are 5 activities that will guarantee your kids will avoid a life of poverty? What are the three paths to wealth? Are sports better than after-school activities? Li