According to newly released Gallup figures, just 30 percent of American workers are engaged in their work. The rest are described as disengaged, with 17 percent actively disengaged, “which means they are literally trying to sabotage the organiz

Tackling big goals for Financial Literacy Month

18 days ago 11m 56s

For Financial Literacy Month in April, the ABA Banking Journal Podcast — presented by R&T Deposit Solutions — features a conversation on how banks are engaging their communities with financial education. The ABA Foundation’s Kelsey Havemann dis

The CEO view from Main Street

25 days ago 33m 28s

What’s the CEO-eye view on the U.S. economy, business conditions and the regulatory environment for banks? This week’s episode of the ABA Banking Journal Podcast — presented by R&T Deposit Solutions — features a conversation with ABA’s Peter Co

The Points Guy on why credit card rewards matter

Mar 26th, 2024 26m 54s

“These rewards are more than just Amex, Chase, Citi,” says Brian Kelly, founder of the popular travel site The Points Guy. “Well over half of Americans have some form of rewards, often through their community banks — and to a lot of people, cas

Understanding the emerging bank M&A policy landscape

Mar 22nd, 2024 30m 43s

The banking agencies and the Justice Department are shifting how they assess and review bank mergers and acquisitions. On the latest episode of the ABA Banking Journal Podcast — presented by Alkami — ABA SVP Hu Benton discusses what bankers nee

An NFL-player-turned-banker helping today's student athletes

Mar 15th, 2024 14m 30s

Forget Tom Brady: Most professional athletes don’t play well into their 40s. “You play football for three to four years,” says Brandon Ghee. “And then the next thing you know you’re 25, 26. You’re looking to pursue a career and you go from maki

‘Building the organization around exceptional talent’

Mar 8th, 2024 26m 11s

First Horizon Bank, a regional bank based in Memphis, Tennessee, offers some eye-catching numbers on the bank’s gender balance: Women make up 62 percent of its executive team, 54 percent of its top 1,200 corporate managers and 33 percent of its

The commercial real estate state of play

Mar 2nd, 2024 16m 26s

On the latest episode of the ABA Banking Journal Podcast — presented by Alkami — ABA’s Dan Brown and Sharon Whitaker discuss community bank exposures to commercial real estate and how community banks are managing shifts in the CRE sector. They

How the ‘apolitical’ Fed moves during presidential elections

Feb 23rd, 2024 13m 16s

If the past has any predictive power, rate-watchers may want to discount the chance of significant rate movements this election year. On the latest episode of the ABA Banking Journal Podcast, ABA VP Jeff Huther summarizes his analysis of Federa

How flexible is your core? A new tool to help assess

Feb 16th, 2024 10m 2s

“We’re really focused on increasing competition and innovation in the core provider landscape,” says ABA Core Platforms Committee Chair Kristiane Koontz. “We want to make sure that people know core conversions are an option, and we want to help

Reducing the friction in banking

Feb 9th, 2024 27m 29s

Sometimes there are good reasons for friction in the banking experience: to stop fraud, to comply with laws. But sometimes the friction is a result of legacy tech — and legacy thinking. On the latest episode of the ABA Banking Journal Podcast,

Getting the GSEs’ transition to new credit scores right

Jan 31st, 2024 16m 26s

The multiyear effort to change the credit scoring models required by Fannie Mae and Freddie Mac continues to move forward, and mortgage lenders, credit officers and compliance professionals need to know the latest developments. On the latest ep

MDI status helps a mutual bank supercharge its strategy

Jan 22nd, 2024 23m 37s

Late in 2023, Warsaw Federal — a $71 million mutual savings and loan in Cincinnati — was officially designated as a minority depository institution. The move to MDI status is part of the 130-year-old bank’s pivot to serving its community more d

How Esquire Bank reaches an audience that thinks it doesn’t need to be convinced

Jan 12th, 2024 22m 6s

Last week, the ABA Banking Journal Podcast featured the CEO of Esquire Bank, a nationwide bank with a focus on law firm banking. On the second part of this two-part series, the podcast welcomes Kyall Mai, chief innovation officer, to discuss ho

How Esquire Bank carved out a profitable niche serving law firms

Jan 5th, 2024 27m 5s

Esquire Bank has found a strategy that turns the typical ratio of business client loans to deposits on its head. Through its nationwide vertical of services for law firms, Esquire Bank brings in roughly $1.80 in core deposits for every dollar l

What the OCC’s latest report may reveal about 2024 priorities

Dec 17th, 2023 31m 51s

On the final ABA Banking Journal Podcast episode of 2023 — sponsored by R&T Deposit Solutions — John Vivian of Patomak Global Partners and ABA EVP Hugh Carney discuss the OCC’s latest Semiannual Risk Perspective, released earlier in December. B

The bank policy outlook for 2024

Dec 8th, 2023 22m 7s

From the Basel III endgame to Regulation II to new Community Reinvestment Act and Section 1071, 2023 has delivered a regulatory onslaught for the industry. How are bankers navigating the waves of overlapping changes? On this episode, Gary Shook

How wealth managers can help families navigate difficult transitions

Dec 1st, 2023 25m 18s

For high-net-worth clients, generational transitions can be fraught moments — implicating business ownership sales, control transfers, tax situations, philanthropic decisions and of course family dynamics. On the ABA Banking Journal Podcast — s

Do joint bank accounts improve couples’ relationships?

Nov 17th, 2023 16m 33s

For new couples, does the decision of how to organize their finances — separate accounts, a joint account or a blend of the two — matter? On the ABA Banking Journal Podcast — sponsored by R&T Deposit Solutions — Indiana University marketing pro

Bespoke banking for family-owned businesses

Nov 10th, 2023 16m 59s

Family-owned businesses — especially those crossing the mark of $10 million in annual revenue — often have unique banking needs. They have the freedom to make long-term investments, but they also face challenges associated with funding for grow

Building trust by bringing the bank into the workplace

Nov 3rd, 2023 20m 35s

“When we’re able to take banking to them, at a place where they already have trust with their employer, that’s a bridge,” says Jennifer Huffman of Atlantic Union Bank’s workplace banking product. “From there we’re able to grow that relationship

Digging into the CFPB’s Section 1033 data-sharing proposal

Oct 30th, 2023 22m 41s

“Banks have long supported consumers accessing their own data, but believe it should be done in a safe and sound way that provides them with control,” says ABA VP Ryan Miller. With respect to Section 1033 of the Dodd-Frank Act, the CFPB “has at

How fiscal stimulus counters rate hikes and props up capital investment

Oct 20th, 2023 19m 49s

“Capital investment has surprised a great bit of our economy and the business community,” says TD Bank EVP Bill Fink. “As rates go up, how could we be having stronger capital investment?” In the latest episode of the ABA Banking Journal Podcast

Why middle market businesses remain optimistic

Oct 13th, 2023 16m 32s

“Often, economic change occurs at this level of the economy,” says Umpqua Bank EVP Richard Cabrera about the middle market of the commercial sector. “While economic concerns still linger, there’s tremendous optimism.” The latest episode of the

Why corporate clients are pushing for more instant payment capabilities

Oct 6th, 2023 15m 34s

Corporate CFOs and finance leaders are “best leading indicators.” says Stephen Philipson, head of global markets and specialized finance at U.S. Bank. “They always have to be looking ahead.” On the latest episode of the ABA Banking Journal Podc