Do you know the 12 Days of Christmas actually starts on Christmas Day?So really, we're still celebrating the Christmas season and with that thought, we want to roll out some special Christmas gifts to you and your family and friends.We have r

New Years Resolutions and the Balance Wheel

Dec 27th, 2021 2m 38s

So, the time for New Year's resolutions is here. Everybody is talking about New Year's resolutions.Now, while most New Year's resolutions fail, I think it is important to always have goals and be striving for something at any point in time of

Hope

Dec 22nd, 2021 5m 19s

Hope. As I reflect on Christmas, and the meaning of Christmas, hope is a word that keeps resonating with me.Maybe that's because there's a lot of areas in life right now that maybe feel hopeless or where we need help.Check out this week's art

3 Unique Gift Ideas

Dec 14th, 2021 8m 2s

The countdown to Christmas has begun. Do you have your Christmas shopping done? I know it's said that it's more blessed to give than to receive, but sometimes it feels challenging to figure out what gift is right. Christmas is only a coupl

Long Term Care Awareness

Dec 10th, 2021 5m 16s

This week I thought we would take the time to talk about the three biggest misconceptions we, as financial advisors, see around long term care. Just because it’s in a trust does not mean it’s protected from long term care.The biggest thing we

Happy Thanksgiving - Do You Need An Indian?

Nov 23rd, 2021 3m 6s

What's the best way for you to invest to get the harvest you want?Maybe you are working and saving now to prepare for retirement in the future. You need to know what seeds to plant and how to care for them to bring you the retirement harvest t

New Opportunity for Lazy Money

Nov 18th, 2021 18m 47s

With the economic concerns, people want to make sure they have money available to them, and yet they’re being penalized by doing it. Really, they are losing money safely.You may earn enough to buy a candy bar if that’s about it.And all of tho

ESTATE TAX CHANGES AND BENEFICIARY MISTAKES

Nov 6th, 2021 7m 55s

Before I get into talking about the estate tax changes, I just want to take a minute and kind of define the term beneficiary.Often when we think about a beneficiary, we just think about who’s going to get the money when we’re gone.But if you

How the $3.5 Trillion Bill Affects Your Retirement

Oct 24th, 2021 8m 42s

You've probably already heard lots of talk about the $3.5 trillion spending bill being talked about in Washington right now, and you might have wondered how it's going to impact you.

Risks and How To Protect Your Money & Retirement Income - Part 2

Oct 18th, 2021 8m 2s

There's a lot of risk in retirement for sure, and sometimes you're tricked into thinking you are safe or that something you're invested in is safe or protected when it's not.You don't want to be tricked with your retirement.Make sure that you

Risks and How To Protect Your Money and Retirement Income

Oct 18th, 2021 9m 58s

When we talk about risk to your retirement, oftentimes people just think in terms of market risk, and while that is actually a big risk, there are really four different big types of risks and each one of these types includes multiple risks.For

Does Indexing Work?

Oct 18th, 2021 7m 13s

There is an indexing strategy where no matter if the market is up or if the market is down, you win.So what is indexing? Does it work as an investment strategy? How does it work?Let’s first define two ways of indexing.View Article

Is Life Insurance Expensive?

Oct 18th, 2021 8m

In honor of National Life Insurance Awareness Month, I want to spend some time today talking about the different types of life insurance and a few of the different reasons why we might want to use each typeView Article

Lazy Money

Oct 18th, 2021 10m 11s

Success is defined in many ways, but I would say for someone to be successful, one of the traits that they have to have is a good work ethic.If they’re not committed and don’t have a good work ethic, no matter which way you define success, you

Information Equals Power and Sophistication

Oct 18th, 2021 6m 3s

Is financial education important? How do you know your financial advisor is good?We all know people who are book smart and common-sense stupid.People that have all kinds of knowledge in general who you feel like they could tell you the dictio

Professional Management Equals Better Returns

Oct 18th, 2021 10m 11s

We’re continuing our series on common portfolio wisdom where we’re examining things that have often been said and looking at it to see if it’s really true or a half-truth.What we’re covering today is whether professional management always equa

More Risks Equals More Returns

Oct 18th, 2021 5m 40s

More risk equals more returns. This is another piece of common portfolio wisdom that we often hear from people. But is it true?I’m not even sure it’s a half-truth, to be honest with you.It’s really about taking the right risk because oftentim

Timing Is Not the Key...Time In The Market Is

Oct 18th, 2021 7m 5s

When it comes to investing in the market, you might have heard it said that timing isn’t the key, but time in the market is. We’re going to continue our series on common portfolio wisdom and talk about this.Let’s take some time to break out th

A 5 Star Rating Equals A Good Fund

Oct 18th, 2021 5m

A five-star rating equals a good mutual fund. You’ve probably heard that before or might even have gone through your portfolio to see what rating your funds are and judge the strength of it based on the stars.But is that really an accurate fac

Four Aspects of Your Financial Life

Oct 18th, 2021 7m 17s

Tax planning, cash flow management, investment positioning, and estate preservation are four aspects of your financial life.And while in some ways they are separate, they are all together. Everything needs to be coordinated in your financial l

Mid-Year Market Update

Oct 18th, 2021 29m 4s

It’s already July and we’re midway through 2021 so we just had a great call with our portfolio manager, Guy to talk about where the market is headed.We’ve hit some new highs since last year when we saw some very quick market lows. The market h

Survivor Income

Oct 18th, 2021 5m 20s

Retirement income planning is really important for you to have a financially secure and confident retirement. You want to know that you’re going to get that check in your mailbox, or in this day and age, deposited into your bank account every m

Mid-Year Tax Planning Tips

Oct 18th, 2021 7m 23s

This week we’re talking about mid-year tax planning tips and how you can potentially save yourself from some large tax bills in the future by simply reading this article!View Article

Common Portfolio Wisdom

Oct 18th, 2021 5m 18s

Stocks always outperform other investments.Is that true or not? It’s kind of one of those common portfolio wisdom things that everyone has heard and kind of takes to heart.But the fact is, it’s really a half-truth. We live in a world where th

Estate Planning Basics

Oct 18th, 2021 37m 15s

This week we had a great guest on our First Friday, Peter Osman about estate planning, the different documents, the differentstrategies, and some of the tools he uses.Here’s the thing with estate planning; it is about maintaining control. If