Apple is putting the finishing touches on a service that will let consumers pay for any Apple Pay purchase in instalments over time – which is a direct foray into the “buy now, pay later” market where key players such as Paypal, Klarna, Zip and
Emergency access to superannuation granted by the Australian Federal Government during the COVID-19 pandemic has triggered a discretionary spending spree for some Australians, who are splashing cash on some shockingly non-essential items - gamb
Goal setting is a powerful process for thinking about your ideal future, and for motivating yourself to turn your ideas [for the future] into reality.
The process of setting goals helps you choose where you want to go in life. By knowing preci
Tania Katsanis ran a multi award winning online business for 12.5 years called Flowers by Fruit. Tania built her business from the ground up – she was focused on "delivering happiness" not only to her customers but also for her team. Flowers by
Whether you are an investor, start-up, branded business, selling branded products or promoting your own brand, it is imperative that you take the necessary steps to safeguard your intellectual property.
Intellectual property covers and protect
Running a business is challenging on many fronts not the least of which is that you have put your finances at risk to fund it. That is why it makes sense to proactively manage risk, reduce uncertainty and protect your livelihood wherever possib
It may surprise you to hear that 2/3 of people accessing emergency relief are under extreme housing stress. In countries such as Australia, many adults are reporting that more than ½ of their disposable income goes to keep a roof over their hea
Cyber security poses a very real and significant threat to both individuals and businesses yet very few are actually prepared for the gravity of this threat. Today’s episode is an expose of the scary facts that most victims wish they had known
We’ve been talking a lot in the last few episodes about cash flow and working capital, and the important (and often misunderstood) distinction between the two. And cash should be top of mind for everyone right now as we know from experience tha
Working capital is one of the most difficult financial concepts to grasp for most small-business owners. The fact that it can be calculated in a few different ways only adds to the confusion.
By definition, working capital is the amount by whi
According to a recent Cost of living survey reported on news.com.au, most Australians have no savings at all. Over 10,000 people responded and only 38% reported having more than $5000 in savings, which is pretty poor. 23% admitted they could no
There is an easy way and a hard way to explain what cash flow is – the easiest way that I know is to help you create a visual in your mind of what cash flow looks like. Cash essentially flows in and out of your bank account over a period of tim
Are you having another one of those months where you can't seem to pay the bills?
It’s easy to bury your head in the sand, borrow money, have a clearance sale, or slap together a spreadsheet to tackle the cash flow crunch on a purely technical
According to several independent studies (Statista projects & Edison) roughly 34% of adults in America, Canada, Australia and the UK now listen to podcasts on a monthly basis. With roughly 2m podcasts listed on Google, there’s an audience of we
Josephine Kinsella began her career in transport and travel with Transrail, Qantas, Accor, and Skylink in Australian and New Zealand. She became a licensed real estate agent in 2005 and quickly promoted up the ranks with Property Central,
One of the most important aspects of your success is how you start your day. Our expert guest Glenn Lundy wrote a book on the perfect morning routine because he says that having a powerful morning routine can literally change your life.
We have all experienced the feeling at some point in our lives... the panic that sets in when you see the quote for an unexpected car repair, dental surgery or a broken refrigerator. The first thought that probably came to your mind was “How am
How One Small Business Has Been Able to Thrive Despite COVID 19
There is no denying that COVID 19 has been particularly difficult for small business owners. With forced lockdowns and tightened restrictions to prevent the spread of the pandemic
You might be surprised to hear that the term “Mile High Club” dates back to 1914. Apparently a young aviator named Lawrence Burst Sperry invented the first prototype of the autopilot system. Basically it made manual or “hand flying” redundant
Anyone who's ever been in a relationship wants to know the secret recipe to making love (and that illusive “spark” that everyone talks about) last forever.
And let’ be clear...even though everyone's relationship is unique, there are certain ke
As a salesperson – and everyone is in sales whether you are selling a product/service, an idea or just yourself – there are few things more exciting than identifying and unlocking the Big “O”. With “O” being of course opportunities - closing de
Moist. It’s one of those words that produces an intense reaction in people.
The word “moist” can trigger a whole range of powerful and primitive reactions: arousal, disgust, aversion, nervousness, shame, and even... the giggles. This is true
If you are like most small business owners I work with, you went into business because you are good at what you do – graphic design, hospitality, construction, farming, retailing etc.
You may be one of the 95% of small business owners who disc
Today’s topic comes courtesy of a very unlikely source for great business advice for entrepreneurs – the movie Moneyball. It’s the real life story of Billy Beane, the general manager of a major league baseball team that finds itself at the bot
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