For this special episode, Josh and John join Terrell Turner on the Business Talk Library podcast. They dig into the founding ideas behind Vicinity and share their vision for local investing. They reveal that, surprisingly, the original idea for Vicinity came before they even knew about Regulation Crowdfunding or any of the existing portals. Instead, Vicinity was born from the desire to bring together the trends of new localism and democratized finance. Tune in to hear about the formation of Vicinity along with the lessons Josh and John have learned along the way.