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Mortgage101

Mortgage101

Mortgage101

A weekly Education podcast
Good podcast? Give it some love!
Mortgage101

Mortgage101

Mortgage101

Episodes
Mortgage101

Mortgage101

Mortgage101

A weekly Education podcast
Good podcast? Give it some love!
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Episodes of Mortgage101

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How to buy a house with no money for the down payment. USDA Rural Development offers a qualified borrower to buy a house in the approved lending area at 100% financing.Who does the USDA home loan purchase program in Nevada?here is the link to
How to buy a house in California, Arizona, Utah or Nevada without a down payment on the USDA home loan program. The USDA-RD purchase program offers a no down payment loan program to qualified buyers that meet the debt to inco
California, Arizona and Utah on how Can I Buy a House Without Putting any Money for the Down Payment. The USDA home loan program offers a 100% financing of the purchase price, no money required for the down payment.To find the available lend
California, Utah or Arizona required for a down payment to buy a house with FHA, VA, USDA or Conventional (Fannie Mae or Freddie Mac)?Looking to buy a house and need to know what the down payment requirements are, this podcast will let you kno
Arizona, California, Utah no money down payment purchase home loan program known as the USDA RD Program. You, if qualified and eligible to buy a house on the USDA purchase loan with no required down payment.Listen to the whole podcast to lea
Buying a House In California, Arizona or Utah, know which home loan program is right for you when buying.This podcast will review the income, debt ratio and down payment on the FHA, USDA, VA and Conventional (Fannie Mae or Freddie Mac).Want t
How much money do I need to buy a house, this podcast and the video link below will go through the steps on where the verifiable funds can come from to purchase or refinance a house.Any assets to be used to qualify for a home loan must be veri
What income do I need to qualify for a home loan with VA, FHA, USDA and Conventional (Fannie Mae or Freddie Mac). Any income to be used to purchase or refinance a home needs to be able to be verified with proper documentation such as: Paystubs,
There are two parts to determine your credit rating, the mortgage credit score and what is in the body of the report such as bankruptcy, collections, judgements, foreclosure, how may open trade lines, payment history.You may have lendable cred
Should I Buy a House in Utah in 2022? It does not hurt to explore your options to buy a house, you will be informed on your purchasing power or if not in the position to buy then you will at least know what yo do in terms of income, credit and
Should I buy a house in Arizona in 2022? It is always a good time to buy a house in Arizona, if you have the credit, income and assets to buy, let's explore your options to see what you can pre-qualify for, at least if can not purchase now, the
the question is - Should I buy a house in California right now, it does not hurt to explore your options to see if you can buy now and if not you will know what you will have to do it terms of credit, income and assets.Cal
How to buy a house in the mountain community in the San Bernardino County in Southern California. Want the ability to buy a house with no money for the down payment? Explore the USDA home loan purchase program.Link to check
Looking to buy a new construction home in Fontana, CA or Surprise AZ, and asking yourself what are the pros and cons going with the builder's preferred mortgage lender.I hope to clear this question up for you. At the moment it is not worth usi
Looking to buy a house in 2021 in California or Arizona but the housing market is too high? Time to re-evaluate your current financial situation. We have only one of two markets, a seller's market or a buyer's market and at the moment we are i
Looking to buy a house in California or Arizona and limited on money for the down payment. Here are three purchase loan programs that you can explore.In this Podcast, we will review the VA home loan, USDA Home loan, and Down Payment Assistance
Refinance home loan in California and Arizona. Want to explore your option of a home-refinance to shorten the term, lower the interest rate, or take cash out for any reason. It is time to speak with a full-time career mortgage professional abou
I am thinking of refinancing my house, but when is it a good time refinance? You may be asking yourself this question and looking for some guidance. Everyone's financial situation is different when it comes to refinancing your house.Are you lo
How to refinance your house without an appraisal on a rate and term or cash-out refinance. Fannie Mae look up- https://www.knowyouroptions.com/loanlookupFreddie Mac loo up - https://ww3.freddiemac.com/loanlookupPlease
What is a HELOC - Home Equity of Line of Credit and do I want one? HELOC is a 2nd lien and also can be a first mortgage lien on your primary property. We need to weigh the pros and cons of a HELOC to see if the benefits outweigh redoing the fir
Active and retired military personal (if eligible) can buy a primary residence with no money for the down payment, which is 100% financing of the purchase price. If you are looking to buy a house in California or Arizona utilizing the VA home l
How does a mortgage payment increase when on a fixed interest rate? There are 2 main reasons for the monthly mortgage to increase. The property taxes and/or the homeowner's insurance policy increased causing your escrow account to become short.
Buying or Refinancing a house you will need to qualify with income and debt, known as your debt to income ratio, what income comes in that can be verified versus what debt is going out.FHA, Conventional, VA, and USDA have different qualify deb
Mortgage Interest Rates are determined on 8 factors, Middle Credit Scores, Loan Program, Purpose of the loan, Loan to Value, Property Type, Loan Term, Interest Rate Type, and Location of the subject property.Please call, t
You will need money to buy a house with upfront funds, down payment and closing cost. In this podcast, we will touch on each of those areas. Podcast on down payment https://www.podbean.com/eu/pb-3ims7-d79025Please call, t
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