Are you looking to purchase a home today, but wish you could have gotten a lower rate on your loan? Well, what if I were to tell you that even though market rates today are hovering around 7%, you can still purchase a home with a 3.5% interest

PPI Numbers Explained: Is Inflation Finally Slowing Down?

Nov 16th, 2022 13m 55s

The cost of borrowing of a business, borrowing funds is still going up trying to slow down the spending that Americans and businesses are doing to inflict pain, right? We talked about this, that the Fed is trying to inflict pain. The Fed is try

Can I Buy Down My Interest Rate?

Nov 11th, 2022 4m 3s

Seller Concessions and Rate Buydown ExplainedLet's walk through how you can actually buy down your interest rate! You can save hundreds, if not thousands of dollars by buying down your interest rate. But, there are some limitations to how much

First-Time Homebuyer Advantages in Today’s Market

Nov 9th, 2022 23m 32s

What does a first time home buyer today have that they haven't had for the last two years and might not have next year? The benefits of being a first-time homebuyer in today's real estate market are PLENTIFUL. In this episode I talk about some

Housing Today Comes Down to These Things

Nov 4th, 2022 11m 4s

As we continue to see FED rate increases to slow the economy, we are starting to feel the fear, and it all comes with a price. The price is fear, instability, and job loss. Which in turn creates volatility as markets react to economic reports w

Eight Home Buying Myths

Nov 2nd, 2022 20m 10s

Nicole has had a lot of conversations with first-time home buyers making assumptions that aren't correct. So that's what we're talking about today. She is busting eight home-buying myths. Nicole goes through the myth, misplaced logic, and the t

What Are Seller Concessions?

Oct 28th, 2022 5m 37s

what is a seller concession? I mean, that's kinda like a dinosaur these days. I haven't seen one of those in several years. So a seller concession is when they agree to provide funds that support the buyer during the transaction. You can bump i

Discussing the Current Real Estate Market Landscape

Oct 26th, 2022 23m 22s

The Froth is Off The Top from the recent history of waking up one day and saying, "You know what I would like to have, I would like to have a backyard with a water feature. There's one down the street, so I'm gonna go buy that one."It depends

Focus On the Payment, Our Economy Works In Cycles

Oct 19th, 2022 14m 22s

I want to talk about interest. I want to make this all about what's going on with the fear around interest rates. When are they going to come back down? That's a huge question right now, and I'm bringing it up because I'm getting asked that a l

3 Ways to Get Rid of Your Mortgage Insurance

Oct 14th, 2022 4m 32s

Listen to this 4-minute episode with 3 quick tips on how to get rid of your mortgage insurance. It depends on the type of loan, and the current value of your home. But this episode is filled with good news in "3 Ways to Get Rid of Your Mortgage

Using Current Market Volatility To Your Advantage

Oct 12th, 2022 23m 30s

So you finally got in, but the rate is five, five and a half, six, seven. The down payment assistance is seven, seven and a half. And all of a sudden, it doesn't seem fair, but it's still locked in, right? It's still your mortgage payment that

Interest Rates are Below 5% Again

Oct 7th, 2022 8m 8s

After July's momentary celebration of 5% interest rates, August ended the month at six, then September just finished having crossed 7%. Only a few months ago, six and a quarter seemed like the absolute ceiling as the US continued its strong sta

Why a Real Estate Slowdown Is Not a Loss

Oct 5th, 2022 18m 6s

The Denver Real Estate Market is still up in price growth. In September, we saw a year-to-date price growth of 12.8%. I get this isn't the 21% increase Y.O.Y we saw in March, but IT IS STILL UP. We have to recognize that a real estate market sl

Should I build a home instead of buying a home?

Sep 29th, 2022 2m 57s

Just because you want a different house doesn't mean you have to wait for the perfect deal in the perfect area to become available. You can, instead, create the home of your dreams, even if it's your first home, a starter home that you will sel

How Does the Global Market Movement Influence the US Real Estate Market?

Sep 28th, 2022 21m 6s

So while we were sleeping, we were seeing the European bonds were selling off, which we opened up Monday morning to this bond selloff here in the United States, dropping the bond prices and raising our interest rates.Powell was just in Switzer

Can the Recession Just Get Here?

Sep 22nd, 2022 4m 49s

Are we in a recession?Can the recession just get here?! We have been talking about the looming recession long enough, and I'm ready for it to happen so we can just move on! It seems like the more we continue talking about a recession, the sca

Four Reasons Real Estate Just Picked Up Again

Sep 21st, 2022 16m 50s

What is happening with interest rates? Realtors' businesses are picking up steam, even though we know rates are ticking up. The 10-yr Treasury just hit a high since 2011 (3.51%), and Sweden just raised their bank rate by 100BPS last night! As t

What Are Your Responsibilities as a Co-Signer on a Mortgage?

Sep 15th, 2022 4m 2s

Co-Signing can be an excellent option for increasing borrower qualifications and eligibility. But, it's also a big commitment that shouldn't be entered into without full knowledge of the responsibilities. Here's a breakdown of the responsibilit

Conforming Home Loan Limit Increasing to $715,000

Sep 14th, 2022 13m 50s

There's good news for homebuyers! I understand that affordability is being put to the test. We just saw a 44% increase in prices and a 3% increase in interest rates. We also just saw the new conforming loan limit increase to $715,000! This is H

DMAR Sept 2022 Homeowners Have the Upperhand

Sep 7th, 2022 8m 34s

Historically the best forecasters have been able to consistently recognize that we are in a recession. Once we are actually in one to preemptively determine its onset has riddled economists for decades. Yet, an AR is Lawrence soon called a rece

Is Home Affordability Gone?

Aug 31st, 2022 2m 37s

We just experienced a HOT real estate market that left homebuyers who couldn't afford to pay $50,000 - $100,000 over the asking price with little chance of getting into a home.While home prices and interest rates seemed to skyrocket, home affo

4 Shorts Foreclosures, Appraisals, Pre-Qual, Pre-Approved

Aug 26th, 2022 4m 28s

What is the difference between Pre Qualified and Pre Approved? #shortsForeclosures are up 150%! Okay, they are but let’s take a step back. They’re up 150% from 1 year ago when there was a FORECLOSURE MORATORIUM you couldn’t even do one! They

Investing in Real Estate in the Denver Market

Aug 24th, 2022 15m 33s

Investing in the Denver Real Estate Market TODAY. Nicole chatted with realtor, friend and fellow investor Christie Metoyer of Live.Laugh.Denver Real Estate and Rent today about purchasing her 3rd investment property and how real estate investin

Why Would You Buy Real Estate Today?

Aug 17th, 2022 18m 37s

Real estate is a long-term game. Nicole says it time and time again... it's not about money, it's about options. Investing in real estate opens up doors and options down the road that can lead to stability and financial success.While it may se

Is it Boom or Gloom for the Housing Market?

Aug 10th, 2022 5m 2s

What's Next for the Housing Market? Is it BOOM OR GLOOM?We've experienced an incredibly volatile housing market over the last two years. It was full of huge equity gains, rising home prices, and little inventory. So, what's next for the housin