Timalyn S. Bowens got her start in the corporate world but left to begin her own business. She owns Bowens Tax & Bookkeeping Solutions. Timalyn will dialogue with Renee and Kisa about the stark racial inequality of personal finance in America, the racial wealth gap, and student loans. We will also talk about building wealth and getting ready for retirement.  In this episode we also honor Annie Turnbo Malone, one the nation's first Black female millionaires.